20 Mountain Ave #4, Paterson, NJ, 07501
About This Home
Discover this bright and beautifully maintained townhouse offering a spacious, open layout with abundant natural light, vaulted ceilings, hardwood floors, and elegant crown moldings. The updated kitchen features granite countertops, stainless steel appliances, and a breakfast bar that flows seamlessly into the living and dining areas, with sliding doors leading to a private balcony. The upper-level loft is currently being used as the third bedroom, providing additional living space to suit your needs. A separate bonus room is ideal for a home office, exercise room, playroom, or extra storage. Additional highlights include, an attached garage with storage, and a private driveway. Ideally located near Garrett Mountain Reservation, shopping, dining, major highways, and NYC transportation, this home offers the perfect blend of convenience, comfort, and versatility.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2009
Materials
- Roof: Asphalt Shingle
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2022
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Carbon Monoxide Detector,Dishwasher,Range/Oven-Gas
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- Common walls with other units/homes: 2+ Common Walls,Townhouse-Interior
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,591
- Total interior livable area: 1,591 sqft
Kitchen
- Features: Separate Dining Area
Property
Details
- Parcel number: 2508051030000000100004
- Attached to another structure: Yes
Features
- Levels: Multi Floor Unit
- Patio & porch: Deck
Lot
- Lot size dimensions: 0
Parking
- Total spaces: 1
- Parking features: 1 Car Width,Built-In Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Uncovered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,118 | $25,416 |
| Home Insurance * | $226 | $2,712 |
| Property Taxes | $789 | $9,468 |
| Electricity | $193 | $2,318 |
| Total | $3,326 | $39,912 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Listed for sale | $419,000 |
| 2021-11-04 | Sold | $315,000 |
| 2021-07-30 | Listed for sale | $315,000 |
For Sale by Agent
View on Zillow