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91 Wheel House Cir Unit 14, Lake Ozark, MO, 65049

1beds
1baths
364sqft
$125,000
$343price/sqft
$899/moest. monthly cost
$35,960/yrincome needed

About This Home

Beautifully updated 1 bed / 1 bath unit at Wheelhouse Condos, this fully TURNKEY lakefront retreat overlooks the fun and energy of Docknockers while offering breathtaking main channel views at Mile Marker 4 of the Osage. Recent updates that make this condo shine include tile flooring, new bedroom ceiling, upgraded closets with a hidden door feature, electrical fireplace insert, and an updated kitchen backsplash. Simply walk in, unpack, and start enjoying the lake lifestyle. Low monthly assessments cover pool access, trash, water, sewer, cable, and internet, adding exceptional value and convenience. Boat slips are available through Wheelhouse Marina, and rentals are allowed, making this property a great personal getaway or investment opportunity. Conveniently located near the best dining, entertainment, and attractions at the Lake of the Ozarks, this condo delivers views, updates, and location all in one package. Don’t miss this standout unit at Wheelhouse!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

8/10
Osage Middle SchoolGrades 6-87.4 mi
7/10
Osage High SchoolGrades 9-127.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1981

Materials

  • Roof: Architectural,Shingle

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator,Stove

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Fireplace
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 364
  • Total interior livable area: 364 sqft

Property

Details

  • Parcel number: 01502100000001019208
  • Exclusions: Personal Items.

Features

  • Levels: One
  • Pool features: Community
  • Exterior features: Blacktop Driveway
  • Waterfront features: Lake Front

Lot

  • Features: Lake Front

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Ice Storm
Tornado
Winter Weather
Hail
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$79$948
Property Taxes $47$564
Electricity $141$1,693
Total$899$10,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,822/yr
40% on housing$26,970/yr
45% on housing$23,973/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$206
Camden County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$125,000
2026-04-29Price change$127,000
2026-03-17Listed for sale$127,500
2022-08-29Sold--
2022-07-15Pending sale$105,000
2022-07-08Listed for sale$105,000
2021-09-30Listing removed--
2021-09-15Pending sale$90,000
2021-08-24Price change$90,000
2021-07-30Listed for sale$97,000

For Sale by Agent

AgentDENNY DEAN OHDE
BrokerageKeller Williams L.O. Realty

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