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2126 San Clemente St, San Diego, CA, 92107

5beds
4baths
2,110sqft
$1,750,000
$829price/sqft
$10,432/moest. monthly cost
$417,280/yrincome needed

About This Home

Welcome to 2126 San Clemente Street, a stylish modern coastal retreat in the heart of the desirable Point Loma Heights / Ocean Beach neighborhood. This 5-bedroom, 3.5-bath home spans approximately 2,000 square feet of bright, open-concept living, showcasing designer finishes, sun-filled interiors, and multiple balconies made for soaking in San Diego’s coastal breezes. A rare private yard offers your own outdoor space to relax, entertain, or unwind after a day at the beach. Additional highlights include a spacious 2-car garage, an all-electric system, and paid solar for energy efficiency and modern flexibility. Just minutes from Ocean Beach, Sunset Cliffs, Liberty Station, and the vibrant shops and restaurants along Voltaire Street, 2126 San Clemente delivers the ideal mix of coastal lifestyle and quality new construction. Currently generating strong income as a vacation rental. Sold fully furnished

Getting Around

85
WalkingVery Walkable
24
TransitMinimal Transit
59
BikeBikeable

Schools

8/10
Dana Middle SchoolGrades 5-60.6 mi
6/10
Correia Middle SchoolGrades 7-80.5 mi
9/10
Point Loma High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Common Roof
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Other/Remarks
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan,Recessed Lighting,Remodeled Kitchen,Storage Space,Kitchen Open to Family Rm
  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room

Heating & Cooling

  • Heating features: Wall/Gravity
  • Cooling features: Wall/Window

Interior Area

  • Total structure area: 2,110
  • Total interior livable area: 2,110 sqft

Property

Details

  • Parcel number: 4492540900

Features

  • Levels: 4 Story
  • Stories: 4
  • Pool features: N/K
  • Patio & porch: Balcony,Patio
  • Fencing: Gate,Partial
  • Has view: Yes
  • View description: City,Mountains/Hills

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,848$106,176
Home Insurance *$155$1,860
Property Taxes $977$11,724
Electricity $452$5,429
Total$10,432$125,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$357,668/yr
40% on housing$312,960/yr
45% on housing$278,186/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$829This listing

vs Other Active Listings

Avg $/sqft

ZIP 92107$884
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92107$1,018
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$1,750,000
2026-02-12Listing removed$10,250
2025-12-05Listing removed$1,695,000
2025-05-26Listed for rent$10,250
2025-01-10Listed for sale$1,695,000

For Sale by Agent

AgentNichole A Daley Markson
BrokerageeXp Realty of California, Inc.

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