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170 Champagne Rd, Gardner, MA, 01440

2beds
1baths
1,008sqft
$232,000
$230price/sqft
$1,868/moest. monthly cost
$74,720/yrincome needed

About This Home

Welcome to sought-after Heritage Village, a 55+ community offering easy one-level living! This move-in ready home features an open floor plan with vaulted ceilings, creating a bright and spacious feel throughout. Enjoy a beautifully remodeled kitchen with stainless steel appliances and a large center island—perfect for cooking and gathering. The updated bath offers a walk-in shower and convenient laundry area. Central air and numerous additional improvements add to the home’s appeal and functionality. Outside, you’ll find a patio with gazebo, oversized carport, a spacious 24x10 storage shed, and a generously sized yard—ideal for relaxing or entertaining. Conveniently located near major routes, shopping, and dining, and set right on the Westminster town line for added accessibility. Showings begin Friday—don’t miss this opportunity!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

2/10
Gardner Elementary SchoolGrades PK-41.1 mi
4/10
Gardner High SchoolGrades 8-121.7 mi
2/10
Gardner Middle SchoolGrades 5-71.7 mi

Construction

Condition

  • Property condition: Modified
  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Modular

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator,Washer,Dryer
  • Laundry features: Electric Dryer Hookup,Washer Hookup,First Floor

Bathroom1

  • Features: Bathroom - Full, Bathroom - With Shower Stall, Remodeled
  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Door features: Storm Door(s)
  • Window features: Insulated Windows
  • Finished area above ground: 1,008

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Kitchen

  • Features: Cathedral Ceiling(s), Dining Area, Countertops - Stone/Granite/Solid, Kitchen Island, Cabinets - Upgraded, Open Floorplan, Remodeled
  • Level: First

Living Room

  • Features: Cathedral Ceiling(s), Open Floorplan
  • Level: First

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Zoning: NA

Features

  • Patio & porch: Patio,Covered
  • Exterior features: Patio,Covered Patio/Deck,Storage,Gazebo

Lot

  • Features: Level

Parking

  • Total spaces: 5
  • Parking features: Carport,Paved Drive,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,173$14,076
Home Insurance *$100$1,200
Property Taxes $241$2,892
Electricity $354$4,259
Total$1,868$22,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,045/yr
40% on housing$56,040/yr
45% on housing$49,813/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 01440$554
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01440$248
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$234,900
2024-06-07Sold$215,000
2024-05-13Listed for sale$215,000
2021-09-29Sold$115,000

For Sale by Agent

AgentTrish Marchetti
BrokerageBerkshire Hathaway HomeServices Commonwealth Real Estate

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