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359 N Lake Vista Dr #25, Garden City, UT, 84028

0beds
0baths
--sqft
$184,900
--price/sqft
$1,193/moest. monthly cost
$47,720/yrincome needed

About This Home

Discover the incredible beauty of Bear Lake all year long! This is one of the hottest subdivisions in Garden City, boasting short-term rentals and low HOA fees! Imagine waking up to breathtaking views and being just 5 minutes away from the marina-this is the perfect spot for your forever home, a dreamy vacation retreat, or a savvy investment opportunity. Bear Lake, often called the Caribbean of the Rockies, dazzles with its stunning turquoise waters. Enjoy endless adventures with boating, hiking, biking, and winter fun, all just a short 15-minute drive to Beaver Mountain. Don't miss out on this amazing lifestyle!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
North Rich SchoolGrades K-510.1 mi
6/10
Rich Middle SchoolGrades 6-810.1 mi
4/10
Rich High SchoolGrades 9-1222.9 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Basement

  • Basement:

Cooling

  • Cooling features: None

Property

Lot

  • Lot size: 1.01 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Wildfire
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Utah Counties

Fire
Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $934$11,208
Home Insurance $38$456
Property Taxes $52$624
Electricity $169$2,039
Total$1,193$14,316

Income You'd Need if You Spent...

35% on housing$40,902/yr
40% on housing$35,790/yr
45% on housing$31,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 84028$211
Rich County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 84028
Rich County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-27Price change$189,900
2025-10-04Listed for sale$195,000

For Sale by Agent

AgentEspe Pena Smith
BrokerageEXIT REALTY ADVANTAGE

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