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2014 39th St, Galveston, TX, 77550

4beds
2baths
2,228sqft
$394,000
$177price/sqft
$2,834/moest. monthly cost
$113,360/yrincome needed

About This Home

This fully renovated duplex presents an exceptional income-producing or vacation rental opportunity just a short stroll from the beach and adjacent to Galveston College. The upper unit offers 3 bedrooms and 1 bath, comfortably accommodating up to six guests, while the lower unit features 1 bedroom and 1 bath with space for six as well. Each unit is thoughtfully equipped with a full kitchen, in-unit laundry, Smart TVs, and high-speed Wi-Fi for modern convenience. Enjoy outdoor living with a private deck upstairs and a shared patio below, recently refreshed with new furnishings. Stylish waterproof vinyl flooring adds durability and appeal throughout. Offered turn-key with furnishings available, this property is ideally located near Pleasure Pier, Moody Gardens, and popular dining spots—perfect for investors or those seeking a coastal getaway.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

5/10
AIM College & Career PrepGrades 7-121.0 mi
5/10
Ball High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1960

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Range,ENERGY STAR Qualified Appliances,Disposal,Trash Compactor,Microwave,Dishwasher
  • Laundry features: Washer/Dryer Connections

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Storm Window(s),Window Coverings
  • Flooring: Carpet,Laminate,Vinyl,Hardwood

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,228
  • Total interior livable area: 2,228 sqft

Property

Details

  • Parcel number: 351000852001001

Features

  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Balcony
  • Fencing: Fenced

Lot

  • Lot size: 4,068 sqft
  • Features: Near Public Transit,Other

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,992$23,904
Home Insurance *$139$1,668
Property Taxes $459$5,508
Electricity $244$2,935
Total$2,834$34,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,165/yr
40% on housing$85,020/yr
45% on housing$75,573/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 77550$202
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77550$212
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-22Listing removed$1,250
2026-01-05Listed for rent$1,250
2025-07-28Price change$399,000
2025-07-05Price change$409,000
2025-04-22Price change$419,000
2025-03-27Listed for sale$425,000
2024-01-03Listing removed--
2023-11-28Price change$1,699
2023-11-07Listed for rent$1,899
2023-10-29Listing removed--
2023-10-10Price change$1,900
2023-10-08Listed for rent$2,200
2022-08-23Sold--
2022-06-15Pending sale$389,000
2022-06-03Price change$389,000
2022-05-17Listed for sale$399,000
2021-07-26Listing removed--
2021-07-20Listed for rent$1,300

For Sale by Agent

AgentChad Meadows
BrokerageRedfin Corporation

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