206 Harbour Oaks Dr #206, Saint Simons Island, GA, 31522
About This Home
WOW! LET’S TALK ABOUT UPGRADES SHALL WE?! ALL NEW AND COMPLETED MAY 2025 > HVAC SYSTEM (air handler/condenser), “Honeywell Pro” programmable thermostat, WATER HEATER, 200-amp main breaker, electrical outlets and switches, 2 smoke detectors. ANDERSON sliding door and windows, window treatments to include PLANTATION SHUTTERS + 2 patio shades. KITCHEN > plywood cabinets, quartz countertops, faucet, sink, garbage disposal & stainless-steel appliances (dishwasher, stove/oven, refrigerator/freezer, microwave). BATHROOMS > vanities, quartz countertops, faucets, toilets, stainless steel hardware & ultra quiet exhaust fans. Cut-off valves for all plumbing equipment, Moen smart automatic LEAK DETECTION SYSTEM (remote off/on), LVP FLOORING and trim throughout, removed popcorn ceilings and replaced with SMOOTH CEILINGS (level 5) throughout, closet shelving, interior and exterior paint (stairs and back patio), anti-slip treads on exterior stairs. LIGHT FIXTURES throughout and CEILING FANS throughout, door hardware (interior and exterior) & locksets + “Kwikset” programmable smart door lock. Rarely on the market, Harbour Oaks Condos are .5 miles from Pier Village and a St. Simons Island favorite. GATED, 1 ASSIGNED & COVERED PARKING SPACE WITH AN ADJACENT STORAGE CLOSET FOR BEACH TOYS AND PLENTY OF GUEST PARKING. This second floor unit with a treehouse feel has an open concept living space, vaulted ceiling and split bedrooms for privacy. Owners opted to use their sunroom as the dining room to enjoy the lagoon views but some owners prefer a sleep sofa for extra guests. Cozy deck for coffee & cocktails with lagoon/fountain view and peaceful sounds to chill and sleep well. THIS CONDO IS COMPLETLEY TURNKEY > Fully furnished to include two new “Smart” TVs, kitchen utensils, ETC! Bedroom and bathroom (linens and towels), washer and dryer, (washer is a new Maytag), “mesh” Wi-Fi system and emergency ladder system. ALSO, TWO “PEDEGO CITY COMMUTER ELECTRIC ASSIST” BIKES INCLUDED! Amenities include pool, tennis courts, exercise facility, duck pond and on-site property manager for the Condo Association. Walk, bike or golf cart to the Village restaurants, shopping or the beach. Monthly Condo Dues are $381.00 and include retreat and repair termite bond, exterior pest control, exterior dwelling maintenance, grounds maintenance, insurance on the buildings and trash pick-up. SHORT TERM RENTALS ALLOWED (Queen size sleeper). Harbour Oaks is truly a St. Simons Island favorite for return vacation renters and second home owners for years!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1987
Materials
- Roof: Asphalt,Ridge Vents
- Construction materials: Cedar,Concrete,Vinyl Siding
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Convection Oven,Dryer,Dishwasher,Disposal,Microwave,Oven,Plumbed For Ice Maker,Range,Refrigerator,Washer
- Laundry features: In Hall
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Galley Kitchen,Ceiling Fan(s),Programmable Thermostat
- Door features: Insulated Doors,Storm Door(s)
- Window features: Double Pane Windows
- Flooring: Other
- Attic: Scuttle
- Common walls with other units/homes: 2+ Common Walls
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Electric,Heat Pump
Interior Area
- Total interior livable area: 1,109 sqft
Property
Details
- Parcel number: 0408360
- Attached to another structure: Yes
- Zoning description: Condo
Features
- Levels: Two
- Stories: 2
- Pool features: In Ground,Pool,Association
- Fencing: Fenced
- Has view: Yes
- View description: Lagoon,Other
- Has water view: Yes
- Water view: Lagoon
- On waterfront: Yes
- Waterfront features: Lagoon
Lot
- Features: Landscaped,Pond on Lot
- Lot size dimensions: ,,,
Parking
- Total spaces: 2
- Parking features: Assigned,Covered,Detached,Guest,Paved,Parking Lot,Parking Space(s)
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Cold Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $263 | $3,156 |
| Property Taxes | $249 | $2,988 |
| Electricity | $219 | $2,637 |
| Total | $3,638 | $43,656 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-12 | Listed for sale | $585,000 |
| 2025-01-23 | Sold | $440,000 |
| 2025-01-06 | Pending sale | $499,900 |
| 2024-10-08 | Price change | $499,900 |
| 2024-07-15 | Listed for sale | $515,000 |
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