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2098 Hawks Landing Dr #S, Lake Saint Louis, MO, 63367

2beds
2baths
2,134sqft
$529,000
$248price/sqft
$3,568/moest. monthly cost
$142,720/yrincome needed

About This Home

Enjoy low-maintenance living at its best! Welcome to this beautifully maintained 2-bedroom, 2-bath AND OFFICE ranch home, perfectly situated on a premium wooded cul-de-sac lot in the highly sought-after Heritage of Hawk Ridge 55+ community. Step inside to a warm and inviting family room featuring a cozy gas fireplace—perfect for relaxing on those cool evenings. The spacious kitchen is ideal for cooking or entertaining, complete with granite countertops, custom cabinetry, a breakfast bar, and ceramic tile flooring. Step out onto the covered deck to take in the serene wooded views from your large private lot. The main floor offers everything you need: a comfortable primary suite with a generous bathroom and a walk-in closet that has tons of room and is thoughtfully set up for organization, plus main-floor laundry, a separate dining area, a guest bedroom, and a second full bath. The unfinished walkout lower level with rough-in plumbing is ready for your finishing touches. Enjoy an active lifestyle in this vibrant community featuring a clubhouse, golf course, swimming pool, tennis courts, and a full calendar of social events and activities. Learn more about Heritage of Hawk Ridge at www.hhrlifestyle.org.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Duello Elementary SchoolGrades K-50.8 mi
7/10
9/10
Timberland High SchoolGrades 9-128.8 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick Veneer,Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Oven,Gas Range,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Unfinished,Walk-Out Access

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Breakfast Room

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Dining Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Features

  • Breakfast Bar,Breakfast Room,Eat-in Kitchen,Kitchen Island,Pantry,Separate Dining,Tub,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 2,134

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,134
  • Total interior livable area: 2,134 sqft

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 330
  • Dimensions: 22x15

Office

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Primary Bathroom

  • Features: Floor Covering: Luxury Vinyl Tile
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 234
  • Dimensions: 13x18

Property

Details

  • Parcel number: 40060874700S257.0000000
  • Special condition: Standard

Features

  • Levels: One
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.34 Acres
  • Features: Adjoins Wooded Area,Close to Clubhouse,Cul-De-Sac,Level,Near Golf Course,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$265$3,180
Property Taxes $467$5,604
Electricity $162$1,955
Total$3,568$42,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,331/yr
40% on housing$107,040/yr
45% on housing$95,146/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 63367$180
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63367$184
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-24Listed for sale$575,000
2021-06-21Sold--

For Sale by Agent

AgentJessica Schanuel
BrokerageMain St. Real Estate

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