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8216 NW 89th Ter, Kansas City, MO, 64153

4beds
3baths
2,643sqft
$640,000
$242price/sqft
$4,374/moest. monthly cost
$174,960/yrincome needed

About This Home

Experience refined main-level living in The Truman by Patriot Homes, located in The Reserve at Riverstone community. This move-in ready new construction home blends timeless design with elevated luxury details, offering the ease of living without sacrificing space or style. Step through the impressive 8-foot front door into a light-filled entry with soaring 12 foot ceilings, elegant trim work, and a striking chandelier that immediately sets the tone. Hardwood flooring flows through the main living areas, creating seamless connection between the dining space, designer kitchen, and inviting great room perfect for both everyday comfort and effortless entertaining. The kitchen is truly the heart of the home, featuring expansive quartz countertops, a large center island, custom shaker-style cabinetry, and stainless-steel Samsung appliances. The adjoining great room offers a warm yet sophisticated atmosphere with a gas fireplace, built-in bookshelves, floor-to-ceiling windows, and an 8-foot sliding glass door opening to a covered composite deck. A private hallway leads to a luxurious main-level primary suite designed for relaxation, complete with a freestanding soaking tub, zero-entry walk-in shower, Bluetooth audio, and a spacious walk-in closet with thoughtful storage features. A secondary main-level bedroom and full bath provide flexibility for guests, office space, or additional living needs. The finished daylight lower level expands your living and entertaining options with a generous family room filled with natural light, two additional bedrooms, a full bath, and two unfinished areas offering exceptional storage or future customization possibilities. Additional highlights include a three-car garage with 8-foot doors, irrigation system, high-efficiency 96% Lennox furnace, whole-house humidifier, and 50-gallon electric water heater — all reflecting the unmatched quality and craftsmanship Patriot Homes are known for.

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
24
BikeSomewhat Bikeable

Schools

4/10
Congress Middle SchoolGrades 6-80.9 mi
9/10
Park Hill High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone Veneer

Other

  • Builder model: Truman
  • Builder name: Patriot Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Humidifier,Microwave,Gas Range,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Basement BR,Daylight,Finished

Bathroom2

  • Features: Ceramic Tiles,Shower Over Tub
  • Level: Main

Bathroom3

  • Level: Lower

Bedroom2

  • Features: All Carpet
  • Level: Main

Bedroom3

  • Features: All Carpet
  • Level: Lower

Bedroom4

  • Features: All Carpet
  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Wood Floor
  • Level: Main

Features

  • Ceiling Fan(s),Custom Cabinets,Kitchen Island,Painted Cabinets,Pantry,Walk-In Closet(s),Wet Bar
  • Window features: Thermal Windows
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,043
  • Finished area above ground: 1,600

Great Room

  • Features: Wood Floor
  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,643
  • Total interior livable area: 2,643 sqft

Kitchen

  • Features: Wood Floor
  • Level: Main

Master Bathroom

  • Features: All Carpet
  • Level: Main

Master Bedroom

  • Features: All Carpet
  • Level: Main

Recreation Room

  • Features: All Carpet
  • Level: Lower

Property

Details

  • Parcel number: 201001300010146000
  • Other equipment: Back Flow Device

Features

  • Patio & porch: Patio

Lot

  • Lot size: 10,240 sqft
  • Lot size dimensions: 55 x 129 x 95 x 144

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$383$4,596
Property Taxes $554$6,648
Electricity $201$2,421
Total$4,374$52,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,965/yr
40% on housing$131,220/yr
45% on housing$116,640/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 64153$186
Platte County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 64153$193
Platte County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$620,440
2026-03-31Price change$650,000
2025-04-12Listed for sale$620,440
2021-07-22Listing removed--
2021-07-16Listed for sale--

New Construction Spec

AgentNikie Jo Glasbrenner
BrokerageReeceNichols-KCN

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