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12060 Hwy 116 Highway, Guerneville, CA, 95446

2beds
1baths
3,915sqft
$999,990
$255price/sqft
$6,777/moest. monthly cost
$271,080/yrincome needed

About This Home

The property consists of three structures: two retail buildings and a single-family residence. The retail spaces are leased to an artist and a gift shop that is licensed to sell beer and wine. The residence is a three-story structure. The ground level contains is a garage that used as a workshop. The second level includes two rooms currently used as a laundry area, with potential use as a third bedroom or office. This level also features a large patio with exterior stairs leading to the upper floor. The top level is an updated two-bedroom one-bath flat with attractive views, a functional layout, and a gas fireplace. The grounds between the retail buildings and the residence include an outdoor stage area used for small gatherings, artist showcases, and community events. This shared space enhances the overall character and appeal of the property. The property operates on well and septic systems. Each unit has separate gas and electric meters, and both septic systems have been upgraded. This offering is suitable for either an investor or an owner occupant. The residence can be occupied while the retail units provide supporting income, or an owner can operate a business on site while benefiting from the existing leases. All units are fully occupied. The combination of income, setting, and adaptable layout makes this a strong and uncommon opportunity.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
8/10
Analy High SchoolGrades 9-129.7 mi

Construction

Condition

  • Year built: 1938

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Free-Standing Refrigerator
  • Laundry features: Hookups Only,Inside Area

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Piped,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Propane
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 3,915
  • Total interior livable area: 3,915 sqft

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 085070008000
  • Zoning: LC - Limited Commercial
  • Special condition: Offer As Is

Features

  • Stories: 2
  • Waterfront features: Stream Seasonal

Lot

  • Lot size: 3.05 Acres
  • Features: Garden,Manual Sprinkler Front

Parking

  • Total spaces: 15
  • Parking features: Attached,Covered,Garage Door Opener,Garage Faces Front,Guest,Open
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideRelatively High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Earthquake
Wildfire

FEMA Declared Disasters in Sonoma County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$341$4,092
Property Taxes $541$6,492
Electricity $839$10,074
Total$6,777$81,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$232,354/yr
40% on housing$203,310/yr
45% on housing$180,720/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 95446$347
Sonoma County$599

vs Homes Sold Last Month

Median $/sqft

ZIP 95446$504
Sonoma County$504

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Price change$999,990
2025-12-11Listed for sale$1,100,000
2023-10-03Listing removed--
2023-09-30Listed for rent$2,700
2023-06-04Listing removed$950,000
2023-03-03Price change$950,000
2022-06-17Listed for sale$975,000
2022-01-01Listing removed--
2021-07-16Listed for sale$975,000

For Sale by Agent

AgentFrederic P Rouhana
BrokerageBatarseh Real Estate

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