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220 E 87th St #2/3H, New York, NY, 10128

1beds
1baths
794sqft
$599,000
$754price/sqft
$3,766/moest. monthly cost
$150,640/yrincome needed

About This Home

Prime Upper East Side bright and spacious duplex one-bedroom offering a rare combination of flexibility, volume, and light. Thoughtfully configured for today’s live-work lifestyle, the upper level features an open corner kitchen, dedicated office or home gym, and generous space for living, dining, and storage, enhanced by lofty approximately 9'2" ceilings. The lower level includes the bedroom, bathroom, and additional flexible space ideal for a second work area, lounge, or dressing area. Southern light pours through four large windows, and abundant closets provide exceptional storage throughout. Laundry can be installed in unit (w/ Board approval)! 220 East 87th Street is a well-maintained elevator building located on a quiet tree-lined block in the heart of the Upper East Side. Building amenities include a local super, laundry on the ground floor, and storage cages and bike storage available for rent. The location could not be better – you are down the block from Whole Foods, around the corner from the Q train and Fairway Market, 2 blocks to the 4/5/6 trains, and a short walk to dozens of fabulous restaurants, cafes, bars and boutiques. -Unlimited subletting is allowed after 3 years of ownership! -No dogs allowed. Cats allowed. -Flexible co-op: allows gifting, co-purchasing, parents buying for children, guarantors, and pied-a-terres Tenants in place - advanced notice required for showings

Getting Around

100
WalkingWalker's Paradise
100
TransitRider's Paradise
82
BikeVery Bikeable

Schools

9/10
8/10
Jhs 167 Robert F WagnerGrades 6-80.6 mi

Construction

Condition

  • Year built: 1960

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Dishwasher,Washer/Dryer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 794
  • Total interior livable area: 794 sqft

Property

Details

  • Special condition: Resale

Features

  • Has view: Yes
  • View description: Garden

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$138$1,656
Property Taxes $354$4,248
Electricity $246$2,954
Total$3,766$45,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,120/yr
40% on housing$112,980/yr
45% on housing$100,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$754This listing

vs Other Active Listings

Avg $/sqft

ZIP 10128$1,750
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10128$1,868
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Contingent$599,000
2026-03-19Listed for sale$599,000
2021-09-03Listing removed--
2021-07-13Listed for sale$599,000

For Sale by Agent

AgentAaron Allen
BrokerageKeller Williams NYC

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