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2218 Jernigan Dr, Crestview, FL, 32536

5beds
3baths
2,718sqft
$399,900
$147price/sqft
$2,902/moest. monthly cost
$116,080/yrincome needed

About This Home

ACCEPTED OFFER WITH KICK OUT CLAUSE IN PLACE! Welcome to this 5-bedroom, 3-bath home offering 2718 square feet of comfortable living space. Designed with functionality and style in mind, this home features an inviting open-concept layout perfect for everyday living and entertaining. The main living areas showcase beautiful Cortec Pro Plus flooring, while the bedrooms offer the comfort of soft carpeting. The spacious kitchen overlooks the living area and features granite countertops, stainless steel appliances, ample cabinetry, and a large breakfast bar, creating the perfect gathering space for family and guests. The split-bedroom floor plan provides privacy for the primary suite, which includes a large ensuite bath with a separate soaking tub, walk-in shower, and generous space to unwin Bedrooms two and three are connected by a convenient Jack-and-Jill bathroom, making it ideal for family or guests. Step outside to enjoy the screened-in back porch, a perfect spot for relaxing mornings or peaceful evenings while enjoying the outdoors.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

6/10
8/10
Davidson Middle SchoolGrades 6-81.6 mi
4/10
Crestview High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Trim Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 192
  • Dimensions: 16 x 12

Bedroom

  • Level: First
  • Area: 156
  • Dimensions: 13 x 12

Bedroom

  • Level: First
  • Area: 195
  • Dimensions: 15 x 13

Bedroom

  • Level: First
  • Area: 169
  • Dimensions: 13 x 13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 224
  • Dimensions: 16 x 14

Family Room

  • Level: First
  • Area: 336
  • Dimensions: 21 x 16

Features

  • Breakfast Bar,Tray Ceiling(s),Vaulted Ceiling(s),Recessed Lighting,Pantry
  • Flooring: Vinyl
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Area: 400
  • Dimensions: 20 x 20

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,718
  • Total interior livable area: 2,718 sqft

Kitchen

  • Level: First
  • Area: 224
  • Dimensions: 16 x 14

Master Bedroom

  • Level: First
  • Area: 352
  • Dimensions: 22 x 16

Property

Details

  • Parcel number: 304N231125000C0140
  • Zoning description: County

Features

  • Stories: 1
  • Patio & porch: Covered,Porch
  • Exterior features: Sprinkler System

Lot

  • Lot size: 0.26 Acres
  • Features: Covenants
  • Lot size dimensions: 80 x 140

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$350$4,200
Property Taxes $257$3,084
Electricity $273$3,282
Total$2,902$34,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,497/yr
40% on housing$87,060/yr
45% on housing$77,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 32536$149
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32536$166
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$399,900
2022-04-29Sold$350,190
2021-07-13Pending sale$350,190

For Sale by Agent

AgentTeam Laurie & Lori
BrokerageRE/MAX Agency One

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