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548 Eiler St, Saint Louis, MO, 63111

3beds
3baths
3,630sqft
$239,900
$66price/sqft
$2,056/moest. monthly cost
$82,240/yrincome needed

About This Home

FOUR FAMILY FLAT with four, 1/1 units, two vacant, two occupied. Fantastic house hacking opportunity to purchase a primary residence, live in one part of it, and rent out the remaining space to generate income that offsets or completely eliminates your mortgage and housing expenses. It essentially allows you to live for free or at a massive discount while simultaneously building equity and wealth! The two vacant units have been freshly remodeled and have passed city occupancy inspections. Add your own tenants, or move in yourself! Projected gross rent when fully occupied is approximately $2900/month. Each spacious unit is around 900 sq ft. Don't miss out on this great investment opportunity.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

5/10
4/10
1/10
Roosevelt High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1914

Materials

  • Foundation: Stone
  • Roof: Flat
  • Construction materials: Brick,Stone

Type & Style

  • Home type: MultiFamily
  • Architectural style: Historic,Low/1-2
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Free-Standing Gas Oven
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Features

  • Door features: Panel Door(s),Pocket Door(s)
  • Window features: Insulated Windows
  • Flooring: Luxury Vinyl
  • Fireplace features: Bedroom,Decorative
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,630

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 3,630
  • Total interior livable area: 3,630 sqft

Property

Details

  • Parcel number: 28400600700
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Balcony,Courtyard,Entry Steps/Stairs
  • Fencing: Back Yard,Privacy
  • Frontage length: 40

Lot

  • Lot size: 3,820 sqft
  • Features: Back Yard,Few Trees,Level

Parking

  • Parking features: Alley Access,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tornado
Cold Wave
Earthquake
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$361$4,332
Property Taxes $205$2,460
Electricity $277$3,326
Total$2,056$24,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,491/yr
40% on housing$61,680/yr
45% on housing$54,826/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 63111$81
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63111$109
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$239,900
2014-03-07Sold--

For Sale by Agent

AgentCathy Dey Cooney
BrokerageThe Hermann London Group, Llc

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