See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

34 Aqua Finn Dr #1B, Lake Ozark, MO, 65049

3beds
2baths
1,452sqft
$285,000
$196price/sqft
$1,873/moest. monthly cost
$74,920/yrincome needed

About This Home

Welcome to this Beautifully Updated Lakefront Condo! Located @ One of the Hottest Spots on the Lake! Directly across from H.Toads, Shady & Lazy Gators offering Food, Entertainment, Stores & Swim up Bars! --- This unit sits poolside overlooking the main pool & the lake & is also handicap accessible. **Featuring Custom Cabinets w/ Granite counter-tops, center-island, SS Appliances, a mini-bar, pendant lighting, newer fixtures & LVP flooring throughout the main, Extra tall ceilings & so much more! **The Master Bedroom Suite is huge & walks out to the patio, Master Bath is updated w/ a double sink vanity, tile flooring throughout & tile surround w/ a walk-in shower. Hall bath beautifully updated as well as all of the flooring throughout the unit, fixtures, appliances, cabinets, lighting, vanity's, etc. **TURN-KEY ** Comes Fully furnished **The dog park is next to this building, Trailer parking allowed, accessible ramp out the back & you may purchase a garage, pwc or boat slip as they become available. **Walk across the street to find a ton of entertainment including Pool-Bars, Hot Tubs, Music, Dancing & Dining @ Camden / H. Toads, Lazy & Shady Gators. **The Cove @ this complex is fantastic as well, calm, great for hanging out, paddle boarding or fishing & the famous Alhonna is in this cove as well, offering food, docks & an indoor pool. **Across the Main Channel is Tap & Grill & you can go in either direction for many additional options!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

8/10
Osage Middle SchoolGrades 6-89.2 mi
7/10
Osage High SchoolGrades 9-129.2 mi

Construction

Condition

  • Year built: 1994

Materials

  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Number of fireplaces: 1
  • Fireplace features: See Remarks
  • Fireplace: Yes
  • Finished area above ground: 1,452

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,452
  • Total interior livable area: 1,452 sqft

Property

Details

  • Parcel number: 014.019.0000.0006023.402
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Features: Adjoins Common Ground

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$182$2,184
Property Taxes $109$1,308
Electricity $141$1,693
Total$1,873$22,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,217/yr
40% on housing$56,190/yr
45% on housing$49,946/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$205
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$285,000
2026-03-03Contingent$285,000
2025-11-04Listed for sale$285,000
2025-10-23Listing removed$309,000
2025-02-28Price change$309,000
2025-02-04Price change$329,000
2024-10-07Listed for sale$339,000
2021-12-02Sold--
2021-10-25Pending sale$249,000
2021-10-20Listed for sale$249,000

For Sale by Agent

AgentJamie Schrader
BrokerageOne Source Realty Co.

Similar Homes