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19 Riverbank Cir Unit 19, Haverhill, MA, 01835

3beds
2baths
2,340sqft
$449,000
$192price/sqft
$3,250/moest. monthly cost
$130,000/yrincome needed

About This Home

Located at the end of a cul-de-sac in desirable Bradford, this spacious end-unit townhome offers an open floor plan with a fireplace living room, bay windows, and abundant natural light. Updated kitchen with dining area. The sunroom provides additional living space perfect for entertaining. A full bath completes the main level. Upstairs features 3 bedrooms and a full bath. The finished lower level offers 2 additional rooms, including one with a walk-in closet. Freshly painted with clean carpets, new basement flooring, new stove and dishwasher, garbage disposal, and recently serviced systems. Enjoy a private deck, side yard, and storage shed. Convenient to downtown Bradford, major highways, shopping, restaurants, and schools serving K-8. Minutes to NH tax free shopping.

Getting Around

36
WalkingCar-Dependent
33
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

6/10
4/10
Haverhill High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal
  • Laundry features: In Basement

Basement

  • Has basement: Yes

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First

Bathroom2

  • Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
  • Level: Second

Bedroom2

  • Features: Flooring - Wall to Wall Carpet
  • Level: First

Bedroom3

  • Features: Flooring - Wall to Wall Carpet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Features: Walk-In Closet(s), Flooring - Laminate, Recessed Lighting
  • Level: Basement

Features

  • Sun Room,Bonus Room
  • Flooring: Flooring - Stone/Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 640
  • Finished area above ground: 1,700

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,340
  • Total interior livable area: 2,340 sqft

Kitchen

  • Features: Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Kitchen Island, Exterior Access, Stainless Steel Appliances, Gas Stove
  • Level: First

Living Room

  • Features: Flooring - Hardwood, Recessed Lighting
  • Level: First

Master Bathroom

  • Features: No

Master Bedroom

  • Features: Ceiling Fan(s), Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box, Closet - Double
  • Level: Second

Property

Details

  • Parcel number: M:0745 B:00001 L:14E5B,4232020
  • Attached to another structure: Yes
  • Zoning: res

Features

  • Patio & porch: Deck - Wood
  • Exterior features: Deck - Wood,Storage

Parking

  • Total spaces: 3
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Drought
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$138$1,656
Property Taxes $381$4,572
Electricity $461$5,537
Total$3,250$39,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,428/yr
40% on housing$97,500/yr
45% on housing$86,666/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 01835$265
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01835$386
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Contingent$449,000
2026-08-03Listed for sale$449,000
2018-06-15Sold$295,000

For Sale by Agent

AgentDeb Forte
BrokerageCentury 21 North East

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