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54 Kingston St #54, North Andover, MA, 01845

2beds
2baths
1,315sqft
$409,999
$312price/sqft
$2,877/moest. monthly cost
$115,080/yrincome needed

About This Home

Welcome to 54 Kingston Street, a beautifully maintained townhouse in the sought-after Village Green West community. The inviting first floor features a bright kitchen, dining area, spacious living room, and a convenient half bath—perfect for everyday living and entertaining. Upstairs, you’ll find two generously sized bedrooms and a full bath. The finished lower level offers versatile space ideal for a family room, home office, or guest suite, plus a dedicated laundry area and additional storage. Located in the highly regarded North Andover School District with easy access to I-495, I-93, Route 114, shopping, dining, and everyday conveniences. Enjoy worry-free living with an HOA that covers heat, hot water, gas, water, sewer, exterior maintenance, landscaping, snow removal, and master insurance—leaving electricity as the only utility you’ll pay. A wonderful opportunity to enjoy comfort, convenience, and low-maintenance living in a prime North Andover location.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
7/10
9/10
North Andover High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1966

Materials

  • Roof: Shingle
  • Construction materials: Frame,Brick

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: In Unit,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Door features: Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Tile,Hardwood
  • Finished area below ground: 365
  • Finished area above ground: 950

Heating & Cooling

  • Heating features: Baseboard,Common,Unit Control
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,315
  • Total interior livable area: 1,315 sqft

Property

Details

  • Parcel number: 2065270
  • Zoning: RES

Features

  • Entry location: Unit Placement(Street)
  • Pool features: Association,In Ground
  • Patio & porch: Patio
  • Exterior features: Patio

Parking

  • Total spaces: 1
  • Parking features: Assigned,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Drought
Inland Flooding
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$102$1,224
Property Taxes $348$4,176
Electricity $354$4,259
Total$2,877$34,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,640/yr
40% on housing$86,310/yr
45% on housing$76,720/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 01845$298
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01845$367
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Contingent$409,999
2026-07-30Listed for sale$409,999

For Sale by Agent

AgentFermin Group
BrokerageCentury 21 North East

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