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8-10 Cady St, Lowell, MA, 01852

8beds
2baths
2,502sqft
$739,900
$296price/sqft
$5,077/moest. monthly cost
$203,080/yrincome needed

About This Home

Excellent opportunity to own a well-located two-family home in the heart of Lowell. This property features 8 total bedrooms across two spacious units, each offering comfortable living areas, generous bedroom sizes, and great natural light. Both units are currently occupied by tenants at will and each unit has a deleaded certificate, providing added peace of mind. The property also includes off-street parking, a valuable and sought-after amenity in this central city location. Conveniently located near downtown Lowell, with easy access to restaurants, shopping, parks, public transportation, and major commuter routes. Great location, solid layout, and strong city convenience—don’t miss this opportunity to own a multi-family property in Lowell. 24 hour notice needed , please text or contact listing agent.

Getting Around

93
WalkingWalker's Paradise
62
TransitGood Transit
44
BikeSomewhat Bikeable

Schools

5/10
Rogers STEM AcademyGrades K-80.3 mi
4/10
Lowell High SchoolGrades 9-120.7 mi
7/10
Moody Elementary SchoolGrades PK-40.4 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Other

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 2,502

Interior Area

  • Total structure area: 2,502
  • Total interior livable area: 2,502 sqft

Property

Details

  • Parcel number: M:180 B:960 L:8
  • Zoning: TTF

Lot

  • Lot size: 2,614 sqft

Parking

  • Total spaces: 3
  • Parking features: Paved Drive
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$221$2,652
Property Taxes $622$7,464
Electricity $493$5,920
Total$5,077$60,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,068/yr
40% on housing$152,310/yr
45% on housing$135,386/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 01852$251
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01852$330
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-25Price change$779,900
2026-03-12Listed for sale$789,900

For Sale by Agent

AgentBerky Gray
BrokerageForsley Real Estate

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