32 Zowllar Rd, Ogdensburg, NY, 13669
About This Home
Opportunity to own a cottage w/75' of lakefront on Black Lake -Fisherman's Paradise. Last year was used as an AirB&B .This 2 BR 1 bath,fully furnished, vinyl sided, seasonal cottage with spacious deck &/ 2 storage sheds has had many updates. 2025 renovations include: new foundation,new roof,upgraded electrical.The bedroom & bath section is new construction top to bottom.Remaining part of the camp was jacked up to allow installation of new piers, new water heater, refrigerator. The previous owner had done many updates since 2019 including the deck & siding. Open floorplan is inviting & funtional.All contents included plus the 64' rolling dock & ,riding mower. Drilled well & septic. Currently winterized( no use of water) Call today to schedule a showing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1940
Materials
- Foundation: Crawl Space
- Roof: Metal
- Construction materials: Pier and beam foundation,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Stove-Gas,Water Heater(Electric)
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Natural Woodwork,Open Floorplan
- Door features: Insulated door(s)
- Window features: Insulated Windows,Window Treatments
- Flooring: Carpet,Vinyl
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
Heating
- Heating features: Propane
Interior Area
- Total structure area: 528
Property
Details
- Parcel number: 85.03917
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Lighting
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront
- Waterbody name: Black Lake
- Frontage length: Main Road: 59,Water Frontage: 75
Lot
- Lot size dimensions: 59 x 81 x 75 x 85
Parking
- Total spaces: 3
- Parking features: 3 or more parking spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Winter Weather
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in St. Lawrence County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $682 | $8,184 |
| Home Insurance * | $132 | $1,584 |
| Property Taxes | $216 | $2,592 |
| Electricity | $246 | $2,954 |
| Total | $1,276 | $15,312 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-26 | Listed for sale | $160,000 |
| 2021-10-22 | Listing removed | -- |
| 2021-07-19 | Pending sale | $120,000 |
| 2021-07-06 | Listed for sale | $120,000 |
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