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1249 La Cresta Blvd, El Cajon, CA, 92021

5beds
3baths
2,912sqft
$999,900
$343price/sqft
$6,465/moest. monthly cost
$258,600/yrincome needed

About This Home

VICTORIAN ESTATE WITH GREAT SUNSET VIEWS 2900 SF BUILT IN 2005 ON OVER 1/2 ACRE ALL FENCED AND USABLE CIRCLE DRIVEWAY WITH PORTE COCHERE AND 2 CAR ATTACHED GARAGE PLUS WORKSHOP AND HUGH 21X17 CRAFTS ROOM COULD BE 2 MORE BEDROOMS, SOLAR, MASTER BEDROOM AND ONE OTHER BEDROOM ON ENTRY LEVEL .CENTRAL AIR AND HEAT SPA FRENCH DOORS KITCHEN BOASTS ALL STAINLESS APPLIANCES 4 DOOR FRIDGE WITH ICE AND WATER GRANITE COUNTERTOPS FULL PANTRY EAT IN KITCHEN ALSO FULL DINING ROOM LARGE LAUNDRY ROOM WITH WASHER AND DRYER INCLUDED VA AND FHA TERMS OK 40 PAID FOR SOLAR WRAP AROUND DECK AND 40 PAID FOR SOLAR PANELS

Getting Around

32
WalkingCar-Dependent
0
TransitNo Nearby Transit
17
BikeSomewhat Bikeable

Schools

5/10
Crest Elementary SchoolGrades K-80.5 mi
6/10
Granite Hills High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Fire Sprinklers,Garage Door Opener,Microwave,Range/Oven,Refrigerator,Washer,Built In Range,Electric Range,Electric Stove,Ice Maker,Built-In,Electric Cooking,Gas Water Heater
  • Laundry features: Electric,Gas

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Balcony,Bathtub,Built-Ins,Ceiling Fan,Granite Counters,High Ceilings (9 Feet+),Open Floor Plan,Pantry,Recessed Lighting,Remodeled Kitchen,Shower,Shower in Tub,Two Story Ceilings,Cathedral-Vaulted Ceiling,Kitchen Open to Family Rm
  • Flooring: Carpet,Linoleum/Vinyl,Tile
  • Common walls with other units/homes: Detached

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 2,912
  • Total interior livable area: 2,912 sqft

Property

Details

  • Parcel number: 5090301800
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 2 Story
  • Stories: 2
  • Pool features: N/K
  • Patio & porch: Awning/Porch Covered,Covered,Deck,Porch - Front
  • Spa features: Private Portable
  • Fencing: Full,Gate
  • Has view: Yes
  • View description: Evening Lights,Mountains/Hills,Panoramic

Lot

  • Lot size: 0.67 Acres

Parking

  • Total spaces: 12
  • Parking features: Attached,Garage,Garage - Front Entry,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$227$2,724
Property Taxes $558$6,696
Electricity $624$7,493
Total$6,465$77,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$221,657/yr
40% on housing$193,950/yr
45% on housing$172,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 92021$302
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92021$525
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$999,900

For Sale by Agent

AgentJim Carmichael
BrokerageColdwell Banker West

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