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3135 E Club Cir, Borrego Springs, CA, 92004

3beds
3baths
1,671sqft
$385,000
$230price/sqft
$2,740/moest. monthly cost
$109,600/yrincome needed

About This Home

Discover your desert retreat in the charming community of Borrego Springs, surrounded by the breathtaking beauty of Anza-Borrego Desert State Park—California’s largest state park with over 160,000 acres of pristine desert landscape. This inviting 3-bedroom, 3-bathroom home offers 1,671 square feet of thoughtfully designed living space, set on an expansive 0.80-acre lot with sweeping views of the desert and surrounding mountains. Inside, you’ll find stunning wood beam tongue-and-groove ceilings that add warmth and character, along with a cozy fireplace perfect for cool desert evenings. The updated kitchen features granite countertops, modern finishes, and ample space for cooking and entertaining. Designed for both comfort and efficiency, the home includes a solar system to help reduce energy costs. Step outside and embrace the tranquility, privacy, and endless skies that make this area so special—Borrego Springs is proudly designated as a Dark Sky Community, offering incredible stargazing opportunities right from your own backyard. Whether you're seeking a peaceful full-time residence, a seasonal escape for snowbirds, or the perfect vacation home, this property delivers. Enjoy nearby hiking, biking, golf, and off-roading adventures, all just moments from your door. Experience the beauty, serenity, and lifestyle that only the desert can offer—this is truly a place to call home.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
5/10

Construction

Condition

  • Year built: 1991

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Central Air

Features

  • All Bedrooms Down
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 1,671 sqft

Property

Details

  • Parcel number: 1992201200
  • Zoning: Residential
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front door
  • Pool features: None
  • Has view: Yes
  • View description: Desert,Mountain(s)

Lot

  • Lot size: 0.80 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Landslide
    LandslideRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Landslide
Heat Wave

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$182$2,184
Property Taxes $214$2,568
Electricity $398$4,786
Total$2,740$32,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,942/yr
40% on housing$82,200/yr
45% on housing$73,066/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 92004$184
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92004$243
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2018-08-27Sold$226,000

Unknown Listed By

AgentKerry Christenson
BrokerageColdwell Banker Borrego

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