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225 4th St, Ingram, TX, 78025

1beds
1baths
392sqft
$147,000
$375price/sqft
$1,067/moest. monthly cost
$42,680/yrincome needed

About This Home

7500.00 sq. ft. City Lot and Owner Finance to qualified Buyer with 14 X 28 ft. Tiny Home with Charcoal LP Smart Siding, White Shutters, Trim and Insulated Windows. Foundation structure is 4X6 Treated Beams set on concrete block piers with blocking up to 24" on level Pad, 2X6 treated Floor joists 16" o/c and 3/4 Plywood subfloor. The Metal roof system has Steel plated trusses 2' o/c, radiant barrier sheeting & synthetic felt barrier. HVAC is Split Mini system 2 heads, Seer 22. The Interior walls are 1x8 Ship Lap Knotty Pine, Doors and Trim. Kitchen cabinets are Oak finished with Jamocha Granite matte Counter Tops. Bath has Bronze Fixtures and a 3 GPM Tankless Electric water heater. There is a Covered Front Porch entrance with parking area on the side of this convenient living home. This area has good access to Junction Hwy, Old Ingram Loop Shopping, Wine, Music & Art Venues, Schools, Churches.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
Ingram Elementary SchoolGrades PK-50.4 mi
7/10
Ingram MiddleGrades 6-81.3 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Pier & Beam
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Refrigerator,Washer,Electric Water Heater,Tankless Water Heater
  • Laundry features: Other

Bathroom1

  • Level: First
  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Ceilings,Shower Stall,Master Downstairs
  • Flooring: Simulated Wood
  • Fireplace features: None
  • Attic: None

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 392
  • Total interior livable area: 392 sqft

Master Bedroom

  • Level: First
  • Area: 71.1

Property

Details

  • Parcel number: 540425
  • Zoning: none

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Stairs/Steps
  • Waterfront features: None

Lot

  • Lot size: 7,501 sqft
  • Features: Level,City Lot
  • Lot size dimensions: 50 x 150

Parking

  • Parking features: No Garage/Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $743$8,916
Home Insurance *$42$504
Property Taxes $44$528
Electricity $238$2,859
Total$1,067$12,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,582/yr
40% on housing$32,010/yr
45% on housing$28,453/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 78025$296
Kerr County$337

vs Homes Sold Last Month

Median $/sqft

ZIP 78025$270
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Price change$147,000
2026-05-27Listed for sale$162,000
2025-05-09Listing removed$1,200
2025-04-23Listed for rent$1,200
2021-08-05Listing removed--
2021-07-10Pending sale$40,000
2021-07-03Listed for sale$40,000

For Sale by Agent

AgentSherry Davenport
BrokerageHill Country Luxury Living

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