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965 Main St, Springfield, CO, 81073

5beds
3baths
3,100sqft
$164,000
$53price/sqft
$1,925/moest. monthly cost
$77,000/yrincome needed

About This Home

Wonderful 3-unit property with so much potential! This could potentially be the perfect property to start that new business you've been dreaming of for! This lovely property includes 2 residential units, plus a Storefront! The larger lower unit contains 2 bedrooms, 1 bathroom, a sizable laundry/storage room, and comes with all major appliances!! Owner is Motivated.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
5/10
Springfield High SchoolGrades 6-120.5 mi

Construction

Condition

  • Year built: 1917

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Cooling

  • Cooling features: Central Air,Wall Unit

Features

  • Ceiling Fan(s),Walk-in Shower

Interior Area

  • Total structure area: 3,100
  • Total interior livable area: 3,100 sqft

Property

Details

  • Attached to another structure: Yes
  • Zoning: C-2

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: None

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 100 x 39

Parking

  • Total spaces: 2
  • Parking features: 2 Car Carport Detached
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Drought
Hail
Tornado
Ice Storm
Wildfire

FEMA Declared Disasters Across Colorado Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $829$9,948
Home Insurance *$808$9,696
Property Taxes $54$648
Electricity $234$2,808
Total$1,925$23,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,000/yr
40% on housing$57,750/yr
45% on housing$51,333/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$53This listing

vs Other Active Listings

Avg $/sqft

ZIP 81073$56
Baca County$61

vs Homes Sold Last Month

Median $/sqft

ZIP 81073
Baca County$29

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-21Price change$164,000
2025-03-12Price change$179,000
2024-10-11Listed for sale$199,000
2022-02-18Sold$185,000
2021-08-02Listed for sale$230,000
2021-07-29Contingent$230,000
2021-07-01Listed for sale$230,000

For Sale by Agent

AgentGinger Coberley
BrokerageCoberley Realty

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