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305 Highland Shores Dr #5C, Lake Ozark, MO, 65049

2beds
2baths
950sqft
$333,500
$351price/sqft
$2,167/moest. monthly cost
$86,680/yrincome needed

About This Home

Stunning remodeled top-floor condo in a prime Lake Ozark location just minutes from the famous Bagnell Dam Strip! Step inside and fall in love with the expansive open floor plan, beautifully updated from top to bottom with modern finishes, luxurious details, and stylish high-end furnishings throughout. This completely turnkey condo is move-in ready, offering the ease and comfort of lake living without the work. The bright, open living area flows seamlessly to a spacious screened-in back deck where you can relax, unwind, and take in gorgeous lake views. The updated bathroom features a sleek walk-in shower, adding to the fresh, elevated feel of the space. Whether you are looking for your own lake escape, a low-maintenance retreat, or an income-producing opportunity, this condo checks every box. Rentals are allowed, making it a fantastic option for personal enjoyment and potential investment. Beautifully furnished, thoughtfully remodeled, and perfectly positioned near shopping, dining, entertainment, and lake attractions, this top-floor gem is your perfect Lake Ozark oasis!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

8/10
Osage Middle SchoolGrades 6-85.5 mi
7/10
Osage High SchoolGrades 9-125.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2006

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Stove,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Built-in Features,Ceiling Fan(s),Custom Cabinets,Furnished,Cable TV,Walk-In Shower,Window Treatments
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl Plank,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 950
  • Total interior livable area: 950 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 01702600000005012122
  • Exclusions: Personal Items

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Covered,Deck,Screened
  • Exterior features: Blacktop Driveway,Deck
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Features: Lake Front

Parking

  • Parking features: Open,Parking Available
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Ice Storm
Tornado
Winter Weather
Hail
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,686$20,232
Home Insurance *$213$2,556
Property Taxes $127$1,524
Electricity $141$1,693
Total$2,167$26,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,297/yr
40% on housing$65,010/yr
45% on housing$57,786/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$205
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$335,000
2026-04-23Listing removed--
2026-04-14Listed for sale$349,000
2023-10-27Sold--
2023-10-11Pending sale$350,000
2023-10-06Listed for sale$350,000
2021-09-20Sold--
2021-07-20Contingent$200,000
2021-06-30Listed for sale$200,000
1982-08-20Sold--

For Sale by Agent

AgentMICHAEL JAMES SWIFT, EXP Realty, LLC, Holly Marie Kotera, EXP Realty, LLC
BrokerageEXP Realty, LLC

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