2333 Pebble Creek Ct, Bay City, MI, 48706
About This Home
Discover Your Dream Home in the Holly Springs Community! Welcome to the Gardner Plan a very elegant two-story home designed for both comfort and versatility. The chef’s kitchen is a highlight, featuring stylish cabinetry, quartz countertops, and stainless steel appliances, including an electric smooth-top range, over-the-range microwave, and dishwasher. The main floor includes a flexible space and a guest suite with a spacious walk-in closet. The oversized primary suite upstairs offers a serene retreat with a private bath and expansive walk-in closet. Additional features include a 2-car garage, an unfinished basement, and energy-efficient Low-E insulated dual-pane windows. Discover this peaceful neighborhood setting in Monitor Township, nestled within the established Holly Springs subdivision. This corner lot community offers a quiet residential feel with convenient access to key Bay City corridors, including Midland Road and nearby local routes that make daily travel simple and efficient. Public water and sewer services support the neighborhood infrastructure, adding to the ease of living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Basement,Poured
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range Hood
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom
- Level: Entry
- Area: 121
- Dimensions: 11 X 11
Bedroom
- Level: Second
- Area: 120
- Dimensions: 12 X 10
Bedroom
- Level: Second
- Area: 110
- Dimensions: 11 X 10
Bedroom
- Level: Second
- Area: 140
- Dimensions: 14 X 10
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: Entry
- Area: 90
- Dimensions: 10 X 9
Features
- Finished area above ground: 2,180
Great Room
- Level: Entry
- Area: 196
- Dimensions: 14 X 14
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,180 sqft
Kitchen
- Level: Entry
- Area: 110
- Dimensions: 10 X 11
Other
- Level: Second
Other
- Level: Second
Other
- Level: Entry
Primary Bedroom
- Level: Second
- Area: 225
- Dimensions: 15 X 15
Property
Details
- Parcel number: 09100H2000002100
- Special condition: Short Sale No,Standard
Features
- Levels: Two
- Stories: 2
- Entry location: GroundLevelwSteps
- Pool features: None
Lot
- Lot size: 0.43 Acres
- Lot size dimensions: irregular
Parking
- Total spaces: 2
- Parking features: Two Car Garage,Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,870 | $22,440 |
| Home Insurance * | $223 | $2,676 |
| Property Taxes | $167 | $2,004 |
| Electricity | $237 | $2,853 |
| Total | $2,497 | $29,964 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Pending sale | $359,990 |
| 2026-08-04 | Price change | $359,990 |
| 2026-06-20 | Price change | $369,990 |
| 2026-06-18 | Listed for sale | $378,990 |
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