




43453 105th Ave, Holdingford, MN, 56340
About This Home
Well-maintained home with numerous updates—this property truly has it all! Featuring three same-floor bedrooms, an open-concept layout, and thoughtful upgrades throughout. Arrive via the convenient circular driveway, offering great curb appeal, plus an additional driveway providing easy access to the backyard shed. Step inside to an inviting open living, kitchen, and dining area. The living room showcases a large picture window that brings in abundant natural light and scenic views. The newly renovated kitchen features custom cabinetry, upgraded full-size appliances, and modern finishes—allowing you to enjoy a move-in-ready home without the hassle of renovations. The spacious dining area includes a walkout to the deck, perfect for entertaining. The main floor also offers a laundry area, a ¾ bathroom serving two bedrooms, and generously sized bedrooms throughout. The oversized primary suite includes a walk-in closet and a private full bathroom. The lower level features a large family room, an additional ¾ bathroom, and a utility room. The attached garage is conveniently accessible from the lower level. Enjoy outdoor living with a covered porch and hot tub. The impressive 40x80 accessory building includes finished floors, a ½ bathroom, and a 20x80 finished lean-to—ideal for hobbies, storage, or a workshop. Situated on 10 private acres with abundant wildlife and plenty of room to roam, this property offers the perfect blend of privacy and convenience—just a short distance from town.
Getting Around
Schools
Construction
Condition
- Year built: 1975
Materials
- Roof: Architectural Shingle,Asphalt
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Finished,Full,Walk-Out Access
Bedroom
- Level: Main
- Area: 280
- Dimensions: 14x20
Bedroom2
- Level: Main
- Area: 169
- Dimensions: 13x13
Bedroom3
- Level: Main
- Area: 169
- Dimensions: 13x13
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Dining Room
- Level: Main
- Area: 252
- Dimensions: 14x18
Family Room
- Level: Main
- Area: 510
- Dimensions: 15x34
Family Room
- Level: Basement
- Area: 510
- Dimensions: 15x34
Features
- Finished area below ground: 1,600
- Finished area above ground: 1,688
Flex Room
- Level: Lower
- Area: 90
- Dimensions: 6x15
Heating & Cooling
- Heating features: Boiler,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 3,376
- Total interior livable area: 3,376 sqft
Kitchen
- Level: Main
- Area: 210
- Dimensions: 15x14
Living Room
- Level: Main
- Area: 360
- Dimensions: 20X18
Utility Room
- Level: Lower
- Area: 260
- Dimensions: 13x20
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 04018050000
- Zoning description: Residential-Single Family
- Foundation area: 1688
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck,Porch
Lot
- Lot size: 10 Acres
- Lot size dimensions: TBD
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Stearns County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $393 | $4,716 |
| Property Taxes | $221 | $2,652 |
| Electricity | $284 | $3,416 |
| Total | $4,184 | $50,208 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $675,000 |
| 2026-04-04 | Listed for sale | $699,999 |
| 2026-03-18 | Listing removed | -- |
| 2026-03-05 | Price change | $762,500 |
| 2026-02-19 | Listed for sale | $799,250 |
