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397 Citrine Loop, Kissimmee, FL, 34758

4beds
3baths
2,168sqft
$368,000
$170price/sqft
$2,768/moest. monthly cost
$110,720/yrincome needed

About This Home

Motivated seller! Please submit all offers on an AS-IS contract with proof of funds or pre-approval letter. Spacious four-bedroom plan that offers plenty of room. An extensive main living area connects the open kitchen, casual dining room & gathering room. Just off the leads outside to the patio thru the sliding glass doors. In the upgraded kitchen the oversized walk-in pantry is conveniently located next to the owner’s entrance for easy unloading and a powder room and coat closet is found adjacent to the foyer. Upstairs, a deluxe owner’s retreat includes a well-equipped bath and large walk-in closet. The three secondary bedrooms share a bathroom with dual sinks and vanities plus interior door for added privacy. Structural options added at 397 Citrine Loop include: covered lanai, extended cabinets, appliance package, design signature collection, blinds.

Getting Around

4
WalkingCar-Dependent
19
TransitMinimal Transit
25
BikeSomewhat Bikeable

Schools

3/10
Koa Elementary SchoolGrades PK-50.6 mi
4/10
3/10
Liberty High SchoolGrades PK,9-122.2 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room,Upper Level

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 110
  • Dimensions: 11x10

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 209
  • Dimensions: 19x11

Features

  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile

Great Room

  • Level: First
  • Area: 285
  • Dimensions: 19x15

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,624
  • Total interior livable area: 2,168 sqft

Kitchen

  • Level: First
  • Area: 209
  • Dimensions: 19x11

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 169
  • Dimensions: 13x13

Property

Details

  • Parcel number: 112728501700010420
  • Zoning: SFR
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 9,148 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Hurricane
Inland Flooding
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,860$22,320
Home Insurance *$267$3,204
Property Taxes $423$5,076
Electricity $218$2,618
Total$2,768$33,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,902/yr
40% on housing$83,040/yr
45% on housing$73,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 34758$145
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34758$173
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$385,000
2026-03-20Listed for sale$389,000
2025-03-10Listing removed$399,000
2024-12-27Price change$399,000
2024-12-18Price change$395,000
2024-11-21Price change$399,000
2024-11-06Listed for sale$399,900
2024-09-28Listing removed$429,990
2024-09-27Price change$429,990
2024-09-04Price change$432,000
2024-07-29Price change$435,000
2024-06-11Price change$437,000
2024-05-31Price change$438,000
2024-05-06Price change$440,000
2024-04-22Price change$448,000
2024-03-01Listed for sale$450,000
2023-12-21Listing removed--
2021-12-21Listing removed$366,050
2021-08-05Pending sale$366,050
2021-07-30Price change$366,050
2021-07-23Price change$365,050
2021-07-19Price change$364,050
2021-07-01Price change$363,050
2021-06-30Listed for sale$361,050

For Sale by Agent

AgentErik Franco
BrokerageLA ROSA REALTY KISSIMMEE

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