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214 E Howard St, Winona, MN, 55987

2beds
3baths
1,912sqft
$230,000
$120price/sqft
$1,683/moest. monthly cost
$67,320/yrincome needed

About This Home

Welcome home to this spacious and inviting 2-bedroom, 3-bath residence conveniently located in the heart of Winona! With exceptionally large bedrooms, each featuring its own private bathroom, this home offers comfort, privacy, and a layout that's perfect for a variety of lifestyles. The oversized living room provides an ideal gathering space, while the generous dining room is ready for everything from holiday celebrations to everyday meals. The kitchen is designed with functionality in mind, offering abundant storage and enough space for a large family-sized table. You'll appreciate the convenience of laundry on both the main floor and in the basement, making daily chores easier no matter where you spend your time. Outside, the beautifully landscaped front yard comes alive with wildflowers and new tree seedlings planted in 2025 creating colorful curb appeal. The large, fenced backyard is perfect for entertaining, pets, or play, complete with a spacious deck and a garage-sized storage shed with plenty of room for lawn equipment, bikes, outdoor gear, and all your favorite toys. The property also offers 2-3 off-street parking spaces. Recent updates include Newer furnace (2020), New water heater (2024), New flooring in the primary bedroom (2026).

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

3/10
3/10
Winona Middle SchoolGrades 5-82.0 mi
6/10
Winona Senior High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1892

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Softener Rented

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom

  • Level: Main
  • Area: 68.0833
  • Dimensions: 9'6 x 7'2

Bathroom

  • Level: Upper
  • Area: 71.25
  • Dimensions: 11'3 x 6'4

Bathroom

  • Level: Main
  • Area: 23.0625
  • Dimensions: 6'9 x 3'5

Bedroom

  • Level: Main
  • Area: 245.4167
  • Dimensions: 15'10 x 15'6

Bedroom2

  • Level: Upper
  • Area: 235.9167
  • Dimensions: 19 x 12'5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 199.75
  • Dimensions: 17 x 11'9

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,912

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,422
  • Total interior livable area: 1,912 sqft

Kitchen

  • Level: Main
  • Area: 232.7222
  • Dimensions: 19'8 x 11'10

Living Room

  • Level: Main
  • Area: 358.9444
  • Dimensions: 23'8 x 15'2

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 322350100
  • Zoning description: Residential-Single Family
  • Foundation area: 1402

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 8,973 sqft
  • Lot size dimensions: 60 x 150

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather
Heat Wave

FEMA Declared Disasters in Winona County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$186$2,232
Property Taxes $164$1,968
Electricity $170$2,050
Total$1,683$20,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,702/yr
40% on housing$50,490/yr
45% on housing$44,880/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 55987$137
Winona County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 55987$149
Winona County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$230,000
2020-11-30Sold$167,000

For Sale by Agent

AgentTina Goettelman
BrokerageEdina Realty, Inc.

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