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83 High St #4, Ipswich, MA, 01938

4beds
4baths
2,056sqft
$729,000
$355price/sqft
$4,941/moest. monthly cost
$197,640/yrincome needed

About This Home

Over 2,000 square feet of turnkey living in one of Ipswich’s most desirable locations.Welcome to a rare opportunity to own a spacious, move-in-ready townhome offering over 2,000 square feet, four bedrooms, four bathrooms, and one of the strongest value propositions in today’s Ipswich market.Built in 2022, this beautifully maintained home combines the peace of mind of newer construction with a flexible floor plan designed for modern living. Hardwood floors run throughout, multiple living spaces provide room for everyone to spread out, and the layout is ideal for families, guests, home offices, or teenagers who appreciate their own private space.The lifestyle is just as impressive as the home itself. Walk to downtown Ipswich’s restaurants, cafés, breweries, boutiques, the Riverwalk, Bialek Park, and the MBTA commuter rail for an easy trip into Boston. Enjoy year-round access to Bradley Palmer State Park and spend your summers at world-famous Crane Beach with Ipswich’s resident beach sticker. Newburyport, Gloucester, Cape Ann, New Hampshire, and Maine’s Lakes Regions are all within easy reach.Set against peaceful wooded surroundings, this welcoming community offers wonderful neighbors, a shared fire pit, and the perfect balance of privacy and convenience.With over 2,000 square feet, newer construction, and exceptional value, this is one of the best opportunities currently available in Ipswich.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

6/10
Winthrop SchoolGrades PK-50.3 mi
8/10
Ipswich Middle SchoolGrades 6-80.5 mi
8/10
Ipswich High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Washer,Dryer,Plumbed For Ice Maker
  • Laundry features: Flooring - Hardwood,Lighting - Overhead,Second Floor,In Unit,Washer Hookup

Basement

  • Has basement: Yes

Bathroom1

  • Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Recessed Lighting
  • Level: Third
  • Area: 42.430555555

Bathroom2

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
  • Level: Main,First
  • Area: 21.875

Bathroom3

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Lighting - Overhead
  • Level: Second
  • Area: 45.888888888

Bedroom2

  • Features: Closet, Flooring - Hardwood, Lighting - Overhead
  • Level: Second
  • Area: 130.625

Bedroom3

  • Features: Closet, Flooring - Hardwood, Lighting - Overhead
  • Level: Second
  • Area: 104.222222222

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting, Slider
  • Level: Main,First
  • Area: 146.944444444

Family Room

  • Features: Flooring - Hardwood, Recessed Lighting
  • Level: Basement
  • Area: 255.111111111

Features

  • Bathroom - Full,Bathroom - Tiled With Tub & Shower,Countertops - Stone/Granite/Solid,Lighting - Overhead,Recessed Lighting,Bathroom,Bonus Room
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Wood,Flooring - Stone/Ceramic Tile,Flooring - Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 478
  • Finished area above ground: 1,578
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,056
  • Total interior livable area: 2,056 sqft

Kitchen

  • Features: Flooring - Hardwood, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Exterior Access, Open Floorplan, Recessed Lighting, Stainless Steel Appliances
  • Level: Main,First
  • Area: 139.277777777

Living Room

  • Features: Flooring - Hardwood, Exterior Access, Open Floorplan, Recessed Lighting
  • Level: Main,First
  • Area: 202.222222222

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Skylight, Vaulted Ceiling(s), Walk-In Closet(s), Flooring - Hardwood, Recessed Lighting, Lighting - Overhead
  • Level: Third
  • Area: 288.291666666

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: 5223720
  • Zoning: 1020

Features

  • Entry location: Unit Placement(Front)
  • Patio & porch: Deck
  • Exterior features: Deck,Fenced Yard
  • Fencing: Fenced
  • Waterfront features: Ocean,1 to 2 Mile To Beach,Beach Ownership(Public)

Parking

  • Total spaces: 2
  • Parking features: Deeded,Guest
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Drought
Hurricane
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,686$44,232
Home Insurance *$187$2,244
Property Taxes $663$7,956
Electricity $405$4,865
Total$4,941$59,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,405/yr
40% on housing$148,230/yr
45% on housing$131,760/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 01938$397
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01938$405
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Pending sale$729,000
2026-08-04Contingent$729,000
2026-07-27Price change$729,000
2026-06-25Listed for sale$749,000
2022-03-25Sold$612,500
2021-06-29Listed for sale$612,500

For Sale by Agent

AgentElizabeth Smith
BrokerageKeller Williams Realty Evolution

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