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437 E 8th St, Berwick, PA, 18603

3beds
2baths
2,408sqft
$240,000
$100price/sqft
$1,796/moest. monthly cost
$71,840/yrincome needed

About This Home

Explore the possibilities with this versatile mixed use property offering income potential, flexible living space, and a highly visible corner location close to downtown, schools, shopping, and everyday conveniences. The recently renovated second floor features an occupied 2 bedroom apartment bringing in $1200/month in income! The first floor is currently configured as a commercial retail space, providing an ideal setting for a boutique, office, coffee shop, salon, studio, or other small business. With the appropriate approvals, the main level also offers the potential to be converted back into a 2 to 3 bedroom apartment, creating a full residential duplex. Outside, you'll find valuable off street parking along w detached garage/barn that offers additional storage, workshop space, or room for equipment and hobbies. Whether you're an investor looking to expand your portfolio, an entrepreneur seeking a live work opportunity, or a buyer searching for a property with flexible use options, this property delivers exceptional potential. Buyers are encouraged to verify zoning, permitted uses, and any conversion requirements with the appropriate municipality. Schedule your private showing today to see everything this unique property has to offer.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: None
  • Roof: Metal
  • Construction materials: Aluminum

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Stove/Range
  • Laundry features: Laundry Hookup

Basement

  • Has basement: Yes
  • Basement: Stone

Bathroom

  • Level: First
  • Area: 68.08
  • Dimensions: 9.20 x 7.40

Bathroom

  • Level: Second

Bedroom1

  • Level: Second
  • Area: 114.68
  • Dimensions: 12.20 x 9.40

Bedroom2

  • Level: Second
  • Area: 107.17
  • Dimensions: 10.60 x 10.11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Bonus Room

  • Level: First
  • Area: 217.49
  • Dimensions: 23.90 x 9.10

Dining Room

  • Level: First
  • Area: 128.31
  • Dimensions: 9.10 x 14.10

Family Room

  • Level: Second
  • Area: 132.86
  • Dimensions: 9.10 x 14.60

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,408

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 2,408
  • Total interior livable area: 2,408 sqft

Kitchen

  • Level: First
  • Area: 213.16
  • Dimensions: 29.20 x 7.30

Office

  • Level: First
  • Area: 112.53
  • Dimensions: 9.30 x 12.10

Other

  • Level: Second
  • Area: 122.36
  • Dimensions: 13.30 x 9.20

Pantry

  • Level: First
  • Area: 213.16
  • Dimensions: 29.20 x 7.30

Property

Details

  • Parcel number: 04A09 12300,000
  • Zoning: R-2

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Topography of land: No

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 0.095 Acres

Parking

  • Total spaces: 1
  • Parking features: 1 Car
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$107$1,284
Property Taxes $212$2,544
Electricity $264$3,170
Total$1,796$21,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,577/yr
40% on housing$53,880/yr
45% on housing$47,893/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 18603$95
Columbia County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 18603$130
Columbia County$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$225,000
2026-07-29Price change$240,000
2026-07-15Listed for sale$265,000
2021-09-28Sold$90,000
2021-06-28Listed for sale$109,900

For Sale by Agent

AgentMARC NESPOLI
BrokerageEXP Realty, LLC

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