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29203 Frontage Rd, Saint Joseph, MN, 56374

4beds
4baths
3,159sqft
$849,900
$269price/sqft
$5,628/moest. monthly cost
$225,120/yrincome needed

About This Home

Escape to the peace and privacy of country living with this beautifully maintained rambler situated on 41.81 acres of scenic land. Offering the perfect blend of comfort, functionality, and outdoor recreation, this property is ideal for those seeking space to live, work, and enjoy nature. The home features 4 bedrooms and 4 bathrooms, including 3 bedrooms conveniently located on the main floor. The spacious primary suite offers a private full bath, while the open-concept floor plan creates an inviting space for everyday living and entertaining. The kitchen is equipped with stainless steel appliances, granite countertops, and ample cabinetry. Additional main-level conveniences include a laundry room, a charming screened front porch, and a covered deck overlooking the property's picturesque surroundings. The huge lower level family is great space to entertain guests or just sit in front of the gas fireplace during the cold winter months. If you're looking for storage then you will appreciate the attached heated 3-stall garage, along with two impressive outbuildings: a 30' x 40' shed and a 35' x 40' shed featuring a concrete floor and electricity—perfect for equipment, storage, workshops, or recreational vehicles. Outdoor lovers will be in their element with abundant wildlife, excellent hunting opportunities, and nearly 42 acres to explore, making this property a true recreational retreat. Whether you're looking for a hobby farm, hunting getaway, or your forever home, this exceptional property offers endless possibilities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
Kennedy Community SchoolGrades PK-91.4 mi
3/10
Apollo Senior High SchoolGrades 9-126.1 mi
3/10
North Junior High SchoolGrades 6-87.1 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Egress Window(s),Finished,Full,Sump Pump

Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Bedroom2

  • Level: Main
  • Area: 165
  • Dimensions: 11X15

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Bedroom4

  • Level: Lower
  • Area: 143
  • Dimensions: 11X13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 9X12

Family Room

  • Level: Lower
  • Area: 960
  • Dimensions: 40X24

Features

  • Number of fireplaces: 2
  • Fireplace features: Electric,Family Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,282
  • Finished area above ground: 1,877

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,443
  • Total interior livable area: 3,159 sqft

Kitchen

  • Level: Main
  • Area: 252
  • Dimensions: 14X18

Living Room

  • Level: Main
  • Area: 456
  • Dimensions: 24X19

Mud Room

  • Level: Main
  • Area: 91
  • Dimensions: 13X7

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 31208720010
  • Zoning description: Agriculture
  • Foundation area: 1566

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Enclosed,Front Porch
  • Waterfront features: Pond

Lot

  • Lot size: 41.81 Acres
  • Features: CRP Land,Tree Coverage - Heavy
  • Lot size dimensions: 41.81 acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$585$7,020
Property Taxes $480$5,760
Electricity $266$3,197
Total$5,628$67,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,960/yr
40% on housing$168,840/yr
45% on housing$150,080/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 56374$155
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56374$159
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$839,900
2026-07-20Price change$849,900
2026-07-09Listed for sale$859,900
2016-10-28Sold$388,000

For Sale by Agent

AgentGeorge Fortier
BrokerageAgency North Real Estate, Inc

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