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2461 Birch Park Dr NW, Backus, MN, 56435

2beds
1baths
782sqft
$327,500
$419price/sqft
$2,140/moest. monthly cost
$85,600/yrincome needed

About This Home

Turn key - quick possession! Escape to a place where life moves a little slower, the air feels a little fresher, and every day begins with the sights and sounds of the lake. This charming year-round retreat on Long Lake #2 offers 100 feet of shoreline and comes almost completely furnished, making it easy to start enjoying lake life from day one. Recent improvements include a new refrigerator, fresh interior paint, a recently installed mini-split system for efficient year-round comfort, and a newer 3-bedroom septic system that provides added flexibility should you choose to expand in the future. Positioned close to the water, the home offers front-row views of the lake from sunrise to sunset. The walkout level features the kitchen, dining area, and a comfortable living space with a fireplace, creating a welcoming place to gather after a day outdoors. Newer flooring adds a fresh, updated feel throughout. Step outside and discover several inviting spaces to relax and entertain. Enjoy your morning coffee on one of the concrete patios, spend the afternoon on the detached deck overlooking the lake, or gather around the lakeside fire pit as evening settles in. The deck was recently re-stained, the large picnic table was refreshed this spring, and a carport with an attached storage area provides convenient space for lake gear and equipment. Long Lake #2 offers excellent opportunities for boating, fishing, swimming, and year-round recreation. Cast a line from the dock in the summer, enjoy ice fishing in the winter, or explore the nearby trails at Deep Portage for hiking and cross-country skiing. Whether you’re seeking adventure or simply a peaceful place to unwind, this inviting lake property offers the opportunity to enjoy every season at your own pace.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
W.H.A. Elementary SchoolGrades PK-618.0 mi
4/10

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Block,Finished,Full,Walk-Out Access

Bathroom

  • Level: Main
  • Area: 53.526
  • Dimensions: 8.11x6.6

Bedroom

  • Level: Main
  • Area: 119.7
  • Dimensions: 11.4x10.5

Bedroom2

  • Level: Main
  • Area: 173.84
  • Dimensions: 16.4x10.6

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 432
  • Finished area above ground: 350

Heating & Cooling

  • Heating features: Baseboard,Ductless Mini-Split,Forced Air
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 782
  • Total interior livable area: 782 sqft

Kitchen

  • Level: Lower
  • Area: 138.88
  • Dimensions: 11.2x12.4

Living Room

  • Level: Lower
  • Area: 149.6
  • Dimensions: 11x13.6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 515200090
  • Zoning description: Residential-Single Family
  • Foundation area: 432

Features

  • Levels: One
  • Stories: 1
  • Fencing: None
  • Has view: Yes
  • View description: Lake,West
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(15-26),Lake Bottom(Sand,Soft,Weeds)
  • Frontage length: Water Frontage: 100

Lot

  • Lot size: 0.55 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 100 x 192 x 100 x 267

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Strong Wind

FEMA Declared Disasters in Cass County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,656$19,872
Home Insurance *$162$1,944
Property Taxes $152$1,824
Electricity $170$2,050
Total$2,140$25,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,371/yr
40% on housing$64,200/yr
45% on housing$57,066/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$419This listing

vs Other Active Listings

Avg $/sqft

ZIP 56435$187
Cass County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 56435$197
Cass County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$327,500
2026-06-18Listed for sale$337,500
2021-08-06Sold$226,000
2021-06-28Pending sale$195,000
2021-06-24Listed for sale$195,000

For Sale by Agent

AgentMelanie Mix
BrokerageHeartland Real Estate

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