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10 Harbor Blvd #E210, Destin, FL, 32541

3beds
3baths
1,580sqft
$850,000
$538price/sqft
$5,041/moest. monthly cost
$201,640/yrincome needed

About This Home

Positioned high above the Destin Harbor, this beautifully renovated residence at Emerald Grande offers an exceptional combination of space, comfort and panoramic coastal scenery. One of the largest three-bedroom floor plans in the building, the residence is designed for effortless entertaining with an expansive open-concept layout, generous living and dining areas and walls of glass that frame remarkable views stretching across Destin Harbor, Choctawhatchee Bay, Crab Island and the Gulf of Mexico. At the heart of the home, the spacious kitchen features granite countertops, stainless steel appliances, a breakfast bar and abundant cabinetry, allowing conversations to flow seamlessly from the kitchen to the dining and living spaces. Nine-foot ceilings, crown molding and thoughtfully selected finishes create an inviting atmosphere throughout, while Italian porcelain tile adds a refined touch to each bathroom. The well-designed floor plan comfortably accommodates family and guests with two private primary suites, each offering tranquil water views and direct balcony access. An additional guest bedroom provides flexible sleeping arrangements, making the residence equally suited for full-time living, a vacation retreat or an investment opportunity. One of the home's most impressive features is the expansive wraparound balcony spanning more than 400 square feet. Whether enjoying sunrise over the bay, watching boats cruise through the harbor or taking in spectacular sunsets over the gulf, this outdoor living space offers an ever-changing backdrop for morning coffee, evening cocktails or simply relaxing in the coastal breeze. Emerald Grande offers an outstanding collection of resort-style amenities designed to elevate every stay. Residents and guests enjoy a secure parking garage, indoor and outdoor pools, a waterfront hot tub, full-service spa, fitness center, business center, on-site restaurant and bar, plus boutique shopping. A private boat shuttle provides convenient access to the resort's sugar-white sands and its private beach, widely recognized as one of the area's premier snorkeling destinations. Just outside your door, HarborWalk Village places Destin's vibrant waterfront lifestyle within easy reach. Charter a world-class fishing excursion, board a dolphin cruise, rent a pontoon boat or jet ski, browse waterfront shops or enjoy an outstanding selection of restaurants and live entertainment. Weekly fireworks over the harbor create an unforgettable finale to warm summer evenings, making every visit feel like a celebration.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

10/10
Destin Elementary SchoolGrades PK-41.2 mi
9/10
Destin Middle SchoolGrades 5-85.2 mi
5/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Concrete,Stucco,Steel Frame,Trim Aluminum

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Area

  • Level: First
  • Area: 78
  • Dimensions: 13 x 6

Features

  • Breakfast Bar,Crown Molding,Recessed Lighting,Newly Painted,Owner's Closet,Split Bedroom
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,580
  • Total interior livable area: 1,580 sqft

Kitchen

  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Living Room

  • Level: First
  • Area: 176
  • Dimensions: 16 x 11

Master Bathroom

  • Level: First
  • Area: 100
  • Dimensions: 10 x 10

Master Bathroom

  • Level: First
  • Area: 104
  • Dimensions: 13 x 8

Master Bedroom

  • Level: First
  • Area: 182
  • Dimensions: 14 x 13

Master Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Property

Details

  • Parcel number: 002S22170200000210

Features

  • Exterior features: Balcony
  • Has view: Yes
  • View description: Gulf/Pass,Harbor
  • Has water view: Yes
  • Water view: Gulf/Pass,Harbor
  • On waterfront: Yes
  • Waterfront features: Gulf/Pass,Harbor

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$129$1,548
Property Taxes $417$5,004
Electricity $197$2,366
Total$5,041$60,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,834/yr
40% on housing$151,230/yr
45% on housing$134,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$538This listing

vs Other Active Listings

Avg $/sqft

ZIP 32541$410
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32541$401
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$850,000
2026-04-22Sold$650,000
2025-08-19Listing removed$729,900
2025-01-30Price change$729,900
2024-10-22Listed for sale$764,900
2024-10-13Listing removed$789,000
2024-09-29Listed for sale$789,000
2024-08-28Listing removed$789,000
2024-05-17Price change$789,000
2024-02-23Listed for sale$850,000
2023-01-24Listing removed$850,000
2022-11-02Price change$850,000
2022-10-03Listed for sale$799,000
2021-09-03Sold$575,000
2021-07-09Pending sale$575,000
2021-06-25Listed for sale$575,000
2021-06-25Pending sale$575,000
2021-06-23Listed for sale$575,000

For Sale by Agent

AgentWhitney E Cooley
BrokerageScenic Sotheby's International Realty

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