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104 E Verna Jean Dr APT 201, South Padre Island, TX, 78597

1beds
1baths
640sqft
$215,000
$336price/sqft
$1,625/moest. monthly cost
$65,000/yrincome needed

About This Home

Fully Furnished! Well-kept 1-bed/1-bath second floor condo located just a short walk from the beach access. Property features an open concept around the kitchen, living room and dining area with 2 additional bunk beds for guests. 1 car assigned parking available. Conveniently located near shops, restaurants and beach bars, making this property an ideal investment. Currently used for personal use, but turnkey ready for short or long-term rental. Don't miss this opportunity, schedule your private showing today! Roof replaced July 2025, New AC installed Aug 2025.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
Garriga Elementary SchoolGrades PK-54.4 mi
4/10
4/10
Port Isabel High SchoolGrades 8-125.7 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Other,Pilings,Slab
  • Roof: Composition,Other
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Electric Water Heater,Dishwasher,Microwave,Refrigerator,Stove/Range
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Granite Counters,Other
  • Window features: Mini Blinds,Window Coverings
  • Flooring: Tile

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 640
  • Total interior livable area: 640 sqft

Property

Details

  • Parcel number: 6782720201001000

Features

  • Exterior features: Balcony
  • Fencing: Wood

Lot

  • Lot size: 1,041 sqft
  • Features: Sidewalks

Parking

  • Parking features: Garage Faces Front,Detached,No Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$59$708
Property Taxes $241$2,892
Electricity $238$2,859
Total$1,625$19,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,714/yr
40% on housing$48,750/yr
45% on housing$43,333/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 78597$300
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78597$411
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-28Listed for sale$215,000
2023-11-13Sold--
2023-10-09Pending sale$205,000
2023-09-28Listed for sale$205,000
2021-08-23Sold--
2021-06-29Pending sale$160,000
2021-06-22Listed for sale$160,000

For Sale by Agent

AgentIvan Orezza
BrokerageCasablanca Real Estate Of Texas, Llc.

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