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328 Miller Rd, New Berlin, NY, 13411

4beds
2baths
2,548sqft
$649,900
$255price/sqft
$4,828/moest. monthly cost
$193,120/yrincome needed

About This Home

Serenity Acres Farm… Miles of inspiration *** Over 200 acres of woods, meadows and perfect serenity. Serenity Acres Farm was an operational cattle farm earlier this year, with most fields completely fenced for cattle grazing. Wildlife drawing creek cascading through the wooded hills is a tributary to the Butternut Creek. Three parcels giving options for additional development or maximizing your farming visions & country oasis dreams. The large 4 bedroom home offers plenty of old fashioned charm with updates. Enter through the side door into the rustic-styled den with fireplace. Updated country kitchen with sold-surface countertop, quality cabinets and breakfast bar. Formal dining area opens onto the enormous living room – large enough to be broken into several functional spaces. Beautiful hardwood floor in the family room – with exterior door. First floor is rounded out with a nicely sized bedroom, full bath and laundry room with pantry storage space. Second floor offers three additional bedrooms, two sitting/multipurpose rooms and a second full bath with linen closet. Expansive front porch with composite decking is the perfect perch to enjoy views of your barn, creek and farmland across the street. Large back deck needs some attention, but could be brought back to a beautiful private spot to enjoy the quiet oasis of your sprawling backyard and fields. Large older barn in need of some rehab, but could be brought up to operational farm standards. This 200+ acre property includes an old road which is now part of the snow mobile trail system. Truly the special property for which you've been wishing! *** 3D Tour Available ***

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Morris Central SchoolGrades PK-126.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Gas Oven,Gas Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Dirt Floor,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Den,Separate/Formal Dining Room,Separate/Formal Living Room,Country Kitchen,Other,Pantry,See Remarks,Storage,Solid Surface Counters,Bedroom on Main Level
  • Window features: Storm Window(s),Thermal Windows
  • Flooring: Carpet,Hardwood,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Oil,Forced Air,Wood

Interior Area

  • Total structure area: 2,548
  • Total interior livable area: 2,548 sqft

Property

Details

  • Parcel number: 365200 156.00153.00
  • Special condition: Standard
  • Horse amenities: Horses Allowed

Features

  • Patio & porch: Covered,Deck,Porch
  • Exterior features: Blacktop Driveway,Deck,Gravel Driveway
  • On waterfront: Yes
  • Waterfront features: Beach Access,Pond,River Access,Stream
  • Waterbody name: Butternut Creek
  • Frontage length: 3000
  • Horses can be raised: Yes

Lot

  • Lot size: 209.18 Acres
  • Features: Agricultural,Irregular Lot,Rural Lot
  • Lot size dimensions: 3688 x 3000

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Otsego County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$287$3,444
Property Taxes $834$10,008
Electricity $421$5,052
Total$4,828$57,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,531/yr
40% on housing$144,840/yr
45% on housing$128,746/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 13411$88
Otsego County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 13411$202
Otsego County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-06Listed for sale$649,900
2024-04-06Listing removed--
2022-09-22Price change$575,000
2021-08-12Listed for sale$699,000

For Sale by Agent

AgentTere Stronach-Bullen
BrokerageChenango County Realty

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