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465 Meadowview Ct, Paynesville, MN, 56362

2beds
2baths
1,220sqft
$289,000
$237price/sqft
$2,118/moest. monthly cost
$84,720/yrincome needed

About This Home

Welcome to easy living! This beautifully maintained townhome built in 2021, offers the convenience of main-level living and a low-maintenance lifestyle with an HOA. This thoughtfully designed home features 2 bedrooms and 1½ bathrooms with a bright, open layout that feels both comfortable and modern. The spacious living area flows seamlessly into the kitchen and dining space, making it perfect for everyday living or entertaining. Enjoy the convenience of a 2-stall attached garage, providing plenty of room for vehicles and storage. With modern finishes, newer construction, and HOA-maintained exterior care, this home offers the perfect blend of comfort and convenience. Move in and enjoy stress-free living in a nearly new home!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,220

Heating & Cooling

  • Heating features: Ductless Mini-Split,In-Floor Heating
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 1,220
  • Total interior livable area: 1,220 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: No Stairs Internal

Details

  • Parcel number: 70391240811
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1220

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 34 x 76 x 34 x 76

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$205$2,460
Property Taxes $282$3,384
Electricity $170$2,050
Total$2,118$25,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,617/yr
40% on housing$63,540/yr
45% on housing$56,480/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 56362$127
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56362$156
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$299,900
2026-03-10Listed for sale$319,000
2022-02-18Sold$270,996

For Sale by Agent

AgentLisa A Thompson
BrokerageCentral MN Realty LLC

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