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20491 Highway 79, Sturgis, SD, 57785

3beds
3baths
2,304sqft
$899,000
$390price/sqft
$5,982/moest. monthly cost
$239,280/yrincome needed

About This Home

For more information, please contact listing agents Heath Gran 605-209-2052 or Michael Warwick 605-641-2569 with Great Peaks Realty. Enjoy the best of country living with breathtaking views of Bear Butte from this 3-bedroom, 2.5-bath home situated on more than 12 acres! Conveniently located just off Highway 79, you'll appreciate the easy drive to all the amenities of town. Inside, the home offers inviting living spaces on the main level, while the fully finished walkout basement provides additional room for entertaining, the perfect home office, or family room. An attached two-car garage adds everyday convenience. Outside, the property is well-equipped for livestock, hobbies, or storage with a 30x70 insulated pole building with complete concrete floor, a 16x21 cattle shed, fenced pens, and corrals. Whether you're starting a hobby farm, expanding your operation, or simply looking for extra space, this property is ready to meet your needs. Offering a rare combination of acreage, scenic views, and a prime location, this property also presents an excellent investment opportunity with the potential to subdivide for future development. Don't miss your chance to own a versatile Black Hills property with endless possibilities!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
7/10
Brown High School - 01Grades 9-122.0 mi
6/10
Sturgis Elementary - 03Grades K-44.7 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Site Built

Interior

Appliances

  • Laundry features: Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished

Bedroom2

  • Level: Main
  • Area: 120

Bedroom3

  • Level: Basement
  • Area: 176

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 91

Features

  • Walk-In Closet(s)
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Forced Air,Fireplace(s)
  • Cooling features: Refrig. C/Air

Interior Area

  • Total structure area: 2,304
  • Total interior livable area: 2,304 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 230

Master Bedroom

  • Level: Main
  • Area: 132

Property

Details

  • Horse amenities: Corral/Stable

Features

  • Exterior features: Storage
  • Fencing: Barbed Wire,Partial
  • Has view: Yes
  • Horses can be raised: Yes

Lot

  • Lot size: 12.29 Acres
  • Features: Lawn,Trees,Horses Allowed,View

Parking

  • Total spaces: 2
  • Parking features: Two Car,Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Cold Wave
Hail
Lightning
Strong Wind
Ice Storm
Tornado

FEMA Declared Disasters in Meade County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance $581$6,972
Property Taxes $681$8,172
Electricity $175$2,111
Total$5,982$71,784

Income You'd Need if You Spent...

35% on housing$205,097/yr
40% on housing$179,460/yr
45% on housing$159,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.9%
6.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 57785$322
Meade County$255

vs Homes Sold Last Month

Median $/sqft

ZIP 57785$192
Meade County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$1,598,000
2026-08-17Price change$899,000
2026-07-15Price change$1,598,000
2026-07-14Listed for sale$899,000
2026-01-01Listing removed$899,000
2025-07-07Listed for sale$899,000
2022-10-13Listing removed--
2022-04-12Listed for sale$699,000
2021-09-24Listing removed$649,000
2021-06-16Listed for sale$649,000

For Sale by Agent

AgentHeath Gran
BrokerageGreat Peaks Realty

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