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1164 S Brook St, Louisville, KY, 40203

--beds
--baths
4,860sqft
$649,000
$134price/sqft
$4,852/moest. monthly cost
$194,080/yrincome needed

About This Home

Unique opportunity in the heart of Old Louisville to OWN a prime mixed use residential & commercial/gallery space. This well-maintained property includes three residential units plus a street-level commercial space, and a bonus unit for storage, making it ideal for owner-occupants, investors, or creative entrepreneurs. Many updates included and ongoing, plus a brand new $50,000 plus roof installed! Residential units provide built-in income potential, creating a rare live/work or investment opportunity in one of Louisville's most character-rich neighborhoods. Lease the commercial space now — or buy the full building and maximize long-term value. Contact us today for more details, or to schedule a showing. Property & Location Highlights: - Historic mixed-use building in the heart of Old Louisville, one of the largest Victorian preservation districts in the U.S. with strong neighborhood character and walkability. - 5-unit property — includes street-level commercial space plus residential units (creates live/work or investment potential), and a storage unit. - Prime retail/gallery space approx. 1,280 sq ft available for lease immediately. - Full building size approximately 4,860-4,898 sq ft (commercial + multi-unit). - Built in the late 1800s (circa 1880-1900), reflective of classic Old Louisville architecture. - New roof installed, over $50,000 expense covered. - Zoned for mixed commercial/residential use in a vibrant urban neighborhood. - Walk Score & bikeability strong; transit access nearby. Investment & Use Potential: - Ideal for retail, gallery, studio, office, creative space, or other commercial uses on ground floor. - Residential units offer income potential or live-in opportunity. - Strong demand area close to downtown Louisville, University of Louisville, dining, parks, and cultural attractions. - Rare opportunity to lease space now or acquire the entire building with built-in income. See agent for details and tour!

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
90
BikeBiker's Paradise

Schools

9/10
5/10
Meyzeek Middle SchoolGrades 6-80.6 mi
1/10
Iroquois High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1880

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Quadruplex

Interior

Features

  • Finished area below ground: 0
  • Finished area above ground: 4,860

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,860
  • Total interior livable area: 4,860 sqft

Property

Details

  • Parcel number: 08030J01080000
  • Attached to another structure: Yes

Features

  • Patio & porch: Patio
  • Exterior features: Balcony,None

Lot

  • Lot size: 5.50 Acres
  • Lot size dimensions: 7485 x 32

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$729$8,748
Property Taxes $459$5,508
Electricity $383$4,605
Total$4,852$58,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,354/yr
40% on housing$145,560/yr
45% on housing$129,386/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 40203$100
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40203$139
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Price change$669,000
2026-04-17Price change$689,000
2026-03-02Listed for sale$699,000
2025-05-27Listing removed$699,000
2024-09-17Listed for sale$699,000
2022-03-22Sold$625,000
2021-11-07Pending sale$675,000
2021-10-01Price change$675,000
2021-07-05Listed for sale$760,000

For Sale by Agent

AgentScott Howe
BrokerageEOS Real Estate

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