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26-28 Frederick St, Belleville, WI, 53508

4beds
4baths
1,932sqft
$450,000
$233price/sqft
$3,229/moest. monthly cost
$129,160/yrincome needed

About This Home

Great Income/Investment opportunity. 2-Story Duplex with each side featuring 966 sq. ft., 2 bedrooms, 1.5 bathrooms, full private basement, deck, and 1 car garage with the opener for each unit. The large primary bedroom in each unit features a private balcony and large walk-in closet. This home is in the amazing Belleville school district with an easy commute to Madison, Verona & Epic featuring the best built-in security for any income property with the police station across the street. As per the Assessor the home was originally built in 1908 and then was taken down to the foundation and rebuilt in the 1990's. Within the past 5 years, all new appliances and most mechanicals have been replaced or upgraded plus extensive improvements and freshly painted throughout the two apartments. Highly desirable location: this duplex never has a problem renting and commands very nice rental income with gross rents totaling $3,150. per month or $37,800. annually.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

9/10
8/10
Belleville Middle SchoolGrades 7-80.5 mi
6/10
Belleville High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1908

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Range/Oven (Unit 1),Refrigerator (Unit 1),Range/Oven (Unit 2),Refrigerator (Unit 2),Water Softener Owned
  • Laundry features: In Unit (Unit 1),In Unit (Unit 2)

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Family/Rec Room (Unit 1),Dining Room (Unit 1),Private basement,Family/Rec Room (Unit 2),Dining Room (Unit 2),Fireplace (Unit 2)
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Individual Heat Control (Unit 1),Individual Heat Control (Unit 2)
  • Cooling features: Air Conditioning (Unit 1),Air Conditioning (Unit 2)

Interior Area

  • Total structure area: 1,932
  • Total interior livable area: 1,932 sqft

Property

Details

  • Parcel number: 050834368331
  • Zoning: R-SH
  • Exclusions: Personal property

Features

  • Levels: Two
  • Patio & porch: Balcony/Patio (Unit 1),Balcony/Patio (Unit 2)

Lot

  • Lot size: 7,840 sqft

Parking

  • Total spaces: 4
  • Parking features: 1 stall garage,Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Tornado
Heat Wave
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$185$2,220
Property Taxes $588$7,056
Electricity $181$2,178
Total$3,229$38,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,708/yr
40% on housing$96,870/yr
45% on housing$86,106/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 53508$227
Dane County$251

vs Homes Sold Last Month

Median $/sqft

ZIP 53508$183
Dane County$246

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$425,000
2026-08-11Pending sale$450,000
2026-07-27Listed for sale$450,000
2021-07-30Sold$298,000
2021-06-19Listed for sale$300,000

For Sale by Agent

AgentPat Bushek
BrokerageRestaino & Associates

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