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2552 Topaz St, Saint Cloud, MN, 56301

2beds
1baths
2,134sqft
$326,000
$153price/sqft
$2,308/moest. monthly cost
$92,320/yrincome needed

About This Home

Home sale is pending but can be shown as model. Now is your chance to own a New construction home in a great location. Check out this home with many features to fit your needs, vaulted ceilings, spacious living room for entertaining. Stainless steel appliances, Spacious Kitchen for entertaining with center island. Lower level is unfinished to allow for your future ideas and plans. Many possibilities. Three car garage for all your storage needs. Don't miss this NEW home. Pictures are of similar model. Home to have walkout basement.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
3/10
South Junior High SchoolGrades 6-86.1 mi
3/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Asphalt

Other

  • Builder name: FRONTIER HOMES LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Dryer,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom2

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 9x12

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,067

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,134
  • Total interior livable area: 2,134 sqft

Kitchen

  • Level: Main
  • Area: 90
  • Dimensions: 9x10

Living Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 81431880976
  • Zoning description: Residential-Single Family
  • Foundation area: 1067

Features

  • Levels: Multi/Split

Lot

  • Lot size: 0.50 Acres
  • Lot size dimensions: Getting

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,648$19,776
Home Insurance *$205$2,460
Property Taxes $276$3,312
Electricity $179$2,159
Total$2,308$27,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,131/yr
40% on housing$69,240/yr
45% on housing$61,546/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 56301$133
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56301$148
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$326,000
2026-04-22Listed for sale$322,000

New Construction

AgentBalin Semrau
BrokerageAshworth Real Estate

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