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7835 Sand Trap Ln, Stanley, NC, 28164

4beds
4baths
3,831sqft
$850,000
$222price/sqft
$5,366/moest. monthly cost
$214,640/yrincome needed

About This Home

Stately and elegant, this beautifully crafted brick-and-stone home is nestled in a highly desirable community just minutes from shopping, dining, golf, and Lake Norman. The meticulously landscaped yard creates an inviting outdoor oasis—perfect for relaxing on the deck, entertaining on the patio, or gathering around the firepit. There is also a gas hookup for your grill on the deck. Inside, the home offers 4 spacious bedrooms, 3.5 baths, and a 3-car garage. The warm and inviting family room features a stunning stone fireplace and flows seamlessly into the open-concept kitchen. Designed for both everyday living and entertaining, the chef’s kitchen boasts a gas cooktop, double ovens, a large island, and a bar area ideal for hosting guests. A versatile main-level office provides the perfect space for working from home, a music room, or a quiet reading retreat. Upstairs, the luxurious primary suite serves as a private retreat, complemented by generously sized secondary bedrooms. A spacious loft and dedicated media area offer endless possibilities—perfect for homework, crafts, or a second office tucked away from the main living spaces. Blending comfort, style, and an exceptional location, this home truly has it all.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
4/10
East Lincoln MiddleGrades 6-87.0 mi
7/10
East Lincoln HighGrades 9-122.9 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Gas Cooktop,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Kitchen Island,Pantry
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 3,831

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 3,831
  • Total interior livable area: 3,831 sqft

Kitchen

  • Level: Main

Media Room

  • Level: Upper

Office

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 85885
  • Zoning: PD-MU
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.27 Acres
  • Features: Corner Lot,Wooded

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$280$3,360
Property Taxes $432$5,184
Electricity $356$4,281
Total$5,366$64,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,977/yr
40% on housing$160,980/yr
45% on housing$143,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 28164$169
Lincoln County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 28164$195
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$899,000
2012-06-29Sold$441,250

For Sale by Agent

AgentChristy Walker
BrokeragePremier Sotheby's International Realty

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