12101 Carolina Oak Cir, Charlotte, NC, 28273
About This Home
Welcome to your new home in The Crossings, a well-established neighborhood in the highly sought-after Steele Creek area of Southwest Charlotte. Conveniently located with easy access to I-77 and I-485, this home offers both comfort and accessibility. Upon entry, you’re greeted by a grand 2-story foyer featuring an impressive staircase that sets the tone for the rest of the home. Filled with abundant natural light, the open floor plan is perfect for both everyday living and entertaining. The main level includes a formal living room and dining room, a nice kitchen that has a breakfast bar and eat-in dining area. The kitchen opens seamlessly into the family room and leads out to a huge deck—perfect for relaxing or hosting gathering—overlooking a hard-to-find extremely large and level backyard. Upstairs, you’ll find a desirable split-bedroom floor plan. The spacious primary suite features a tray ceiling and a generously sized ensuite bathroom complete with a jacuzzi tub, separate shower, and walk-in closet. A versatile bedroom/bonus room—currently set up as a sports and movie retreat can easily be adapted to suit your needs. 3 additional bedrooms provide ample space for family, guests, or a home office. Roof replaced in 2022 and new carpet installed 2026. Ideally located near Charlotte Premium Outlets, a variety of Restaurant options, Lake Wylie, and Top-Rated Schools, this home truly offers the best of location, space and lifestyle.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Foundation: Crawl Space
- Construction materials: Brick Partial,Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Ice Maker
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bathroom Half
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Area
- Level: Main
Dining Room
- Level: Main
Family Room
- Level: Main
Features
- Breakfast Bar,Soaking Tub,Open Floorplan,Pantry,Walk-In Closet(s)
- Door features: Screen Door(s)
- Window features: Insulated Windows
- Flooring: Carpet,Tile,Wood
- Fireplace features: Family Room,Gas
- Attic: Pull Down Stairs
- Finished area below ground: 0
- Finished area above ground: 2,838
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,838
- Total interior livable area: 2,838 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Other
- Level: Upper
Primary Bedroom
- Level: Upper
Property
Details
- Parcel number: 20142425
- Zoning: R-4(CD)
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Deck
- Exterior features: Fire Pit
- Fencing: Partial
- Waterfront features: None
Lot
- Lot size: 0.32 Acres
- Features: Cul-De-Sac,Private
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Mecklenburg County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $178 | $2,136 |
| Property Taxes | $287 | $3,444 |
| Electricity | $264 | $3,171 |
| Total | $3,257 | $39,084 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $500,000 |
| 2026-04-10 | Listed for sale | $510,000 |
| 2018-08-24 | Sold | $281,500 |
| 2014-08-12 | Sold | $204,900 |
For Sale by Agent
View on Zillow