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9331 Whispering Wind Dr, Charlotte, NC, 28277

4beds
3baths
3,523sqft
$1,169,900
$332price/sqft
$7,251/moest. monthly cost
$290,040/yrincome needed

About This Home

Tucked away on a peaceful cul-de-sac in one of Ballantyne's most desirable communities, this beautifully maintained custom home offers the perfect blend of privacy, comfort, and convenience. Surrounded by mature trees and just minutes from Ballantyne's premier shopping, dining, golf courses, parks, and top-rated schools, you'll enjoy a lifestyle that's as connected as it is tranquil. Inside, timeless craftsmanship meets thoughtful design with elegant formal living and dining spaces, rich architectural details, plantation shutters, and extensive molding throughout. Recently refreshed with new paint throughout, refinished hardwood floors, a striking new iron front door, and thoughtful updates, this home is truly move-in ready. The spacious great room features soaring cathedral ceilings, custom built-ins, and an abundance of natural light, creating a warm and inviting space for everyday living and entertaining. The chef-inspired kitchen is complete with granite countertops, a large center island, generous cabinetry, and plenty of room to gather. The main-level primary suite offers a peaceful retreat, highlighted by a beautifully renovated spa-inspired primary bathroom. An additional bedroom and full bath on the first floor provide flexibility for guests, a home office, or multigenerational living. Upstairs, you'll find two additional bedrooms, a versatile loft or bonus space, and brand-new carpeting throughout the upper level. Step outside to a private, tree-lined backyard featuring a brick patio and a level lawn, perfect for relaxing evenings, outdoor dining, or play. The home's exterior was professionally painted in Alabaster White just two years ago, enhancing its timeless curb appeal. Offering a sought-after Ballantyne location, an exceptional floor plan, quality updates, and meticulously maintained interiors, this home is a rare opportunity to enjoy luxury living in one of Charlotte's most coveted neighborhoods. **PREFERRED LENDER INCENTIVE: Qualified buyers may receive a credit of up to 1% of the loan amount through the preferred lender, Joanna Iaciofolli, Mortgage Loan Advisor, toward closing costs or a rate buydown.**

Getting Around

28
WalkingCar-Dependent
19
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

10/10
Hawk Ridge ElementaryGrades PK-53.8 mi
10/10
Jay M Robinson MiddleGrades 6-82.8 mi
7/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Crawl Space
  • Construction materials: Stucco,Stone

Other

  • Builder name: Harrington / Dowd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Bonus Room

  • Level: Upper

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Whirlpool
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log,Great Room
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 3,523

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 3,523
  • Total interior livable area: 3,523 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 22346547
  • Zoning: R-12PUD
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Rear Porch
  • Exterior features: In-Ground Irrigation

Lot

  • Lot size: 0.42 Acres
  • Features: Cul-De-Sac,Private,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,915$70,980
Home Insurance *$336$4,032
Property Taxes $672$8,064
Electricity $328$3,937
Total$7,251$87,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$248,605/yr
40% on housing$217,530/yr
45% on housing$193,360/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 28277$249
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28277$269
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$1,154,900
2026-07-18Listed for sale$1,169,900
2017-05-22Sold$569,500

For Sale by Agent

AgentLena Horrigan
BrokerageEngel & Volkers Charlotte

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