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704 Seven Oaks Rd, Bonham, TX, 75418

2beds
1baths
1,746sqft
$259,000
$148price/sqft
$2,041/moest. monthly cost
$81,640/yrincome needed

About This Home

Discover easy living in this welcoming 2-bedroom, 1-bath duplex just minutes from the Bonham VA Hospital. An open-concept living, dining, and kitchen area creates a bright, connected space that feels larger than expected. Both bedrooms are positioned near the centrally located laundry area, adding everyday convenience. Step outside to enjoy a shaded backyard perfect for relaxing afternoons, plus a covered front porch accented by a small flower bed that adds a touch of curb appeal. This home blends comfort, practicality, and a great location — ideal for anyone looking to be close to local amenities while enjoying a peaceful setting. Photos are of the property prior to occupancy. Photos are available of each side with the occupants items in place but not placed online for privacy. They can be emailed to interested parties in leu of walking the property if desired.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Evans Elementary SchoolGrades 4-60.4 mi
5/10
Rather L High SchoolGrades 7-80.4 mi
3/10
Bonham High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Townhouse,Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater

Bedroom

  • Level: First
  • Dimensions: 10 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Flooring: Concrete

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,746 sqft

Living Room

  • Level: First
  • Dimensions: 16 x 14

Master Bedroom

  • Level: First
  • Dimensions: 10 x 11

Property

Details

  • Parcel number: 000000077364
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 8,799 sqft

Parking

  • Parking features: Assigned,Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Strong Wind
Tornado
Cold Wave
Hail
Lightning
Drought
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$309$3,708
Property Taxes $185$2,220
Electricity $238$2,859
Total$2,041$24,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,977/yr
40% on housing$61,230/yr
45% on housing$54,426/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 75418$165
Fannin County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 75418$144
Fannin County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$269,000
2026-02-10Listing removed$279,000
2025-08-08Listed for sale$279,000
2024-03-22Listing removed--
2024-03-19Listed for rent$1,050
2022-03-30Listing removed--
2022-03-14Listed for rent$1,050

For Sale by Agent

AgentDONNA WOODRUFF
BrokerageWeichert Realtors-Solid Ground

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