See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1105/1107 E Harrison Ave, Coeur D Alene, ID, 83814

3beds
3baths
1,488sqft
$640,000
$430price/sqft
$3,728/moest. monthly cost
$149,120/yrincome needed

About This Home

Buy a duplex with an FHA loan, live in one side and all of a sudden you are a real estate investor just like the reels say you can be. I just happen to have this great duplex listing! Have more stuff than you need and want as much space as you can get? Live in the 2 bedroom 2 bathroom side. If capturing as much rental income as possible is what you are looking for then live in the 1 bedroom 1 bathroom and rent out the bigger side. Both units come fully furnished with all appliances including washer and dryer. This is kind of a no brainer really. To top it off both units have been remodeled recently and you are 7 mins from the beach! So to recap, if you buy a duplex and live in one side you have a lower down payment and the renter helps pay your mortgage. Then you save money for a couple years and do it again! Whether you choose to live in one and rent the other or maximize your investment, the possibilities are endless!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
65
BikeBikeable

Schools

7/10
Bryan Elementary SchoolGrades PK-50.8 mi
--
Lakes Middle SchoolGrades 6-80.3 mi
7/10
Coeur d'Alene High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1933

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: T1-11,Lap Siding,Frame

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Features

  • High Speed Internet,Main Floor Utilities

Heating & Cooling

  • Heating features: Electric,Mini-Split
  • Cooling features: Mini-Split A/C

Interior Area

  • Total structure area: 1,488
  • Total interior livable area: 1,488 sqft

Property

Details

  • Parcel number: C7740003005A
  • Zoning: RES

Features

  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 8,276 sqft
  • Features: Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm

FEMA Declared Disasters in Kootenai County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance $133$1,596
Property Taxes $218$2,616
Electricity $141$1,695
Total$3,728$44,736

Income You'd Need if You Spent...

35% on housing$127,817/yr
40% on housing$111,840/yr
45% on housing$99,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$430This listing

vs Other Active Listings

Avg $/sqft

ZIP 83814$517
Kootenai County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 83814$352
Kootenai County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$640,000
2026-03-04Listing removed$650,000
2026-01-18Price change$650,000
2025-12-18Listed for sale$695,000
2023-08-02Listing removed--
2023-06-24Pending sale$625,000
2023-06-23Listed for sale$625,000
2021-09-15Listing removed--
2021-07-06Listed for sale$400,000
2021-06-20Pending sale$400,000
2021-06-15Listed for sale$400,000

For Sale by Agent

AgentBrittany Cowan
BrokerageCENTURY 21 Beutler & Associates

Similar Homes