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9965 County Road 2440, Royse City, TX, 75189

2beds
2baths
2,287sqft
$535,000
$234price/sqft
$3,826/moest. monthly cost
$153,040/yrincome needed

About This Home

Two homes nestled on 10 peaceful acres in Hidden Oaks Estates offer a rare opportunity for multi-generational living, hobby farming, or a private countryside retreat in Royse City. The property features two fully separate residences, a private pond, and multiple outbuildings surrounded by wide-open land. The main home provides 2,287 square feet of comfortable living space with 2 bedrooms and 2 full baths, showcasing an open floor plan, a cozy brick fireplace, granite countertops, and walk-in closets. The second residence offers 1,280 square feet with 3 bedrooms and 2 full baths, ideal for extended family, guests, or potential rental income. Outdoor amenities include a stocked pond, a shaded creek area behind the home, a 30x20 metal storage building, an oversized two-car detached carport, a large two-room chicken coop, multiple storage sheds, and ample space for RV and boat parking. With no HOA, open acreage, and room to expand, this property offers the freedom to live, work, and play in the country while remaining conveniently close to city amenities. A must-see for buyers seeking space, privacy, and versatility.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Terrell High SchoolGrades 9-127.3 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Built-In Gas Range,Dishwasher,Disposal,Gas Range,Plumbed For Gas
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 14 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 17 x 12

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,In-Law Floorplan,Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl Plank,Other,Stone,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Propane
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,287 sqft

Kitchen

  • Features: Built-in Features,Dual Sinks,Eat-in Kitchen,Solid Surface Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 17 x 12

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 22 x 16

Master Bathroom

  • Features: Built-in Features,Dual Sinks,En Suite Bathroom,Solid Surface Counters,Separate Shower
  • Level: First
  • Dimensions: 14 x 12

Master Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Sitting Area in Primary,Walk-In Closet(s)
  • Level: First
  • Dimensions: 20 x 19

Other

  • Features: Built-in Features,En Suite Bathroom,Stone Counters
  • Level: First
  • Dimensions: 6 x 5

Utility Room

  • Features: Built-in Features,Utility Room,Utility Sink
  • Level: First
  • Dimensions: 14 x 11

Property

Details

  • Parcel number: 223528
  • Exclusions: Farm equipment,fish feeder,deer blinds

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Private Yard,Storage
  • Fencing: Fenced

Lot

  • Lot size: 10.02 Acres
  • Features: Acreage,Pond on Lot

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Carport,Detached Carport,Driveway,Garage,Gravel,On Site,Garage Faces Rear,Boat,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Ice Storm
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$344$4,128
Property Taxes $526$6,312
Electricity $251$3,013
Total$3,826$45,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,177/yr
40% on housing$114,780/yr
45% on housing$102,026/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 75189$187
Hunt County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 75189$152
Hunt County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Listed for sale$565,000
2026-02-04Listing removed$335,000
2026-01-29Listed for sale$335,000
2024-06-24Listing removed--
2024-03-26Listed for sale$700,000
2019-12-09Sold--

For Sale by Agent

AgentLauren Milster
BrokerageM&D Real Estate

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