




220 12th St SW #125, Loveland, CO, 80537
About This Home
Unique investment NNN opportunity to buy fully leased and equipped commissary catering kitchen in Loveland, Colo. This health department-approved commissary commercial kitchen includes fully equipped kitchen with everything needed: walk-in refrigerator and freezer, grease trap, vent hood, double oven, commercial dish washer, new kitchen mini-split AC and more. Long term lease with 6.94% Cap rate NNN lease w/ personal guarantee.
Getting Around
Schools
Construction
Condition
- Year built: 2005
Materials
- Roof: Metal
- Construction materials: Metal Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: All Appliances
Basement
- Basement: None
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Ductless
Interior Area
- Total structure area: 1,740
- Total interior livable area: 1,740 sqft
Property
Details
- Parcel number: R1634436
- Zoning: I
- Special condition: Private Owner
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 1,500 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Winter Weather
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,831 | $33,972 |
| Home Insurance * | $255 | $3,060 |
| Property Taxes | $242 | $2,904 |
| Electricity | $186 | $2,232 |
| Total | $3,514 | $42,168 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-05 | Listed for sale | $560,000 |
| 2025-12-24 | Listing removed | $560,000 |
| 2025-06-10 | Listed for sale | $560,000 |
| 2025-05-29 | Listing removed | $560,000 |
| 2024-07-18 | Listed for sale | $560,000 |
| 2021-10-15 | Sold | $599,000 |
| 2021-06-16 | Listed for sale | $599,000 |
