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3098 Nottingham Rd S, Saint Cloud, MN, 56301

5beds
4baths
3,297sqft
$574,900
$174price/sqft
$4,144/moest. monthly cost
$165,760/yrincome needed

About This Home

Welcome to Stone Gate! Why wait to build when you can move right into this meticulously maintained, turn-key two-story home showcasing a masterful design and sharp interior selections. The main level offers a bright, open-concept layout featuring boxed foyer ceilings, dark-stained millwork, laminate wood floors, and a private office with a stylish barn door. The kitchen is equipped with granite countertops, stainless steel appliances, and a uniquely shaped granite island that frames gorgeous backyard views, flowing seamlessly out to a composite deck overlooking a beautiful, wooded area-an ideal setup for summer grilling and dining. Upstairs, you will find four spacious bedrooms with walk-in closets, a convenient upper-level laundry room, and a luxurious primary suite complete with two closets, dual vanities, a free-standing soaking tub, and a custom walk-in tile shower. This spectacular property sits directly across the road from the community pool and walking distance from pickleball courts and walking trails, all while remaining in close proximity to golf courses, shopping, entertainment, dining and area schools. This home is ready for its new owners to enjoy, so check out the extensive features list and schedule your showing today!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
South Junior High SchoolGrades 6-82.9 mi
3/10

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Age Over 8 Years,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Freezer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Rented,Wine Cooler
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Drain Tiled,Finished,Full,Storage Space,Sump Basket,Sump Pump

Bedroom

  • Level: Upper
  • Area: 225
  • Dimensions: 15x15

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedroom4

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedroom5

  • Level: Lower
  • Area: 105
  • Dimensions: 10x10.5

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Family Room

  • Level: Lower
  • Area: 357
  • Dimensions: 14x25.5

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 799
  • Finished area above ground: 2,498

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,600
  • Total interior livable area: 3,297 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Laundry

  • Level: Upper
  • Area: 70
  • Dimensions: 10x7

Living Room

  • Level: Main
  • Area: 255
  • Dimensions: 17x15

Office

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 82511880024
  • Zoning description: Residential-Single Family
  • Foundation area: 1102

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Composite Decking,Deck,Front Porch,Patio

Lot

  • Lot size: 0.53 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: 101 x 292 x 52 x 304

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Lightning
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$362$4,344
Property Taxes $597$7,164
Electricity $278$3,336
Total$4,144$49,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,080/yr
40% on housing$124,320/yr
45% on housing$110,506/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 56301$133
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56301$148
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$564,900
2026-07-02Listed for sale$574,900
2018-10-12Sold$406,000
2018-05-21Price change$400,000
2018-03-14Listed for sale$414,900

For Sale by Agent

AgentJeffrey Wucherer
BrokerageCounselor Realty, Inc

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