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8775 20th St #553, Vero Beach, FL, 32966

3beds
2baths
1,456sqft
$109,900
$75price/sqft
$895/moest. monthly cost
$35,800/yrincome needed

About This Home

Welcome to this beautifully maintained 3 bedroom, 2 bath home that offers both comfort and convenience at an unbeatable value! Priced well below market value at just $109,900! This move in ready property features numerous updates and thoughtful touches throughout. Enjoy the charm of a full width front porch overlooking a well manicured lawn, perfect for morning coffee or evening relaxation. A long carport provides ample parking, while the storage shed offers extra space with room for a workshop. Out back, you will love the patio area and private backyard, a great setting for entertaining or simply unwinding. Inside, the heart of the home is a beautifully updated kitchen featuring laminate flooring, a center island with power outlets and seating, stainless steel appliances, a deep stainless steel sink, and plenty of cabinetry for storage. The kitchen flows seamlessly into the dining room, which opens through sliding glass doors to the large front porch, and into the spacious living room, ideal for gatherings and everyday living. The guest bathroom offers a one piece shower and tub combo, vanity with mirror, and storage. The laundry room has its own private entrance, complete with washer, dryer, and extra storage. The home includes two guest bedrooms, each large enough for a queen size bed and featuring generous closet space. The master suite is truly a retreat with room for a king size bed, an extra large walk in closet, and a spa like ensuite boasting double sinks, a walk in shower with sliding glass doors and a bench, and ample storage. Additional highlights include a 2021 Goodman central air conditioning system to keep you comfortable year round. Originally valued at over $200,000, this home can be yours for just $109,900, with all the upgrades already done! Do not miss out on this rare opportunity for a beautifully updated, spacious home at an exceptional price!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
7/10
5/10
Vero Beach High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 2021

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Laundry
  • Finished area above ground: 1,456

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 1,456
  • Total interior livable area: 1,456 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 1074

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $555$6,660
Home Insurance *$78$936
Property Taxes $65$780
Electricity $197$2,366
Total$895$10,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,685/yr
40% on housing$26,850/yr
45% on housing$23,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$75This listing

vs Other Active Listings

Avg $/sqft

ZIP 32966$139
Indian River County$317

vs Homes Sold Last Month

Median $/sqft

ZIP 32966$216
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Price change$109,900
2026-05-15Price change$124,000
2026-04-17Price change$109,000
2025-11-25Price change$124,900
2025-09-16Price change$129,000
2025-06-19Price change$131,000
2025-04-17Price change$129,995
2025-03-16Listed for sale$139,995
2023-05-03Listing removed--
2023-03-23Listed for sale$149,995
2021-09-25Listing removed--
2021-07-24Price change$126,900
2021-07-02Price change$124,900
2021-06-13Listed for sale$116,900

For Sale by Agent

AgentJacquelyne Stasonis
BrokerageFour Star Homes, Inc.

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