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41 SW Seminole Street #204, Stuart, FL, 34994

1beds
1baths
708sqft
$695,000
$982price/sqft
$4,830/moest. monthly cost
$193,200/yrincome needed

About This Home

Experience the best of waterfront living in this charming 1 bed / 1 bath condo in Sailfish Cove. Thoughtfully designed with a bright open-concept layout, this inviting residence offers a seamless flow between the living, dining, and kitchen areas. Impact windows fill the space with natural light while providing added security and peace of mind. Step outside onto your private covered balcony and take in peaceful riverfront views. With direct ocean access, this property is ideal for those who appreciate a true coastal lifestyle and easy access to the water. Ideally located just minutes from shopping, restaurants, and everyday conveniences, this condo offers a combination of tranquility and accessibility.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

6/10
Stuart Middle SchoolGrades 6-80.5 mi
6/10
Jensen Beach High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2023

Materials

  • Roof: Built-Up,Composition
  • Construction materials: Block

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Inside,In Unit

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Kitchen/Dining Combo,Other
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 708
  • Total interior livable area: 708 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 053841012000020400
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association
  • Patio & porch: Covered,Balcony
  • Exterior features: Balcony,Outdoor Living Area
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water
  • On waterfront: Yes
  • Waterfront features: Ocean Access,River Front

Parking

  • Total spaces: 1
  • Parking features: Assigned,Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$155$1,860
Property Taxes $964$11,568
Electricity $197$2,366
Total$4,830$57,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,600/yr
40% on housing$144,900/yr
45% on housing$128,800/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$982This listing

vs Other Active Listings

Avg $/sqft

ZIP 34994$198
Martin County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 34994$394
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$2,990
2026-05-04Price change$695,000
2026-04-22Listed for rent$3,500
2026-03-31Price change$795,000
2026-03-16Listing removed$3,500
2026-02-01Listed for sale$765,000
2024-04-05Listing removed--
2024-03-21Price change$2,500
2024-02-13Price change$3,300
2024-01-23Listing removed--
2024-01-23Listed for rent$3,500
2024-01-06Listing removed--
2023-12-01Listed for rent$3,900
2023-10-22Listing removed$795,000
2023-10-22Listed for sale$795,000
2023-10-19Sold$630,935
2023-09-27Pending sale$630,935
2023-07-26Listing removed--
2023-03-03Contingent$630,935
2022-01-30Price change$630,935
2021-11-19Price change$620,935
2021-06-12Listed for sale$570,542

For Sale by Agent

AgentShannon Andersen
BrokerageKeller Williams Realty Of The Treasure Coast

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