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942 Granny Branch Dr, Blue Ridge, GA, 30513

2beds
2baths
1,112sqft
$525,000
$472price/sqft
$3,730/moest. monthly cost
$149,200/yrincome needed

About This Home

Explore your own private sanctuary! Soaring above the shimmering glass-like surface of a private lake that remains full and vibrant through every season, this solid log cabin offers a rare connection to the water that never fades with the changing calendar. The heart of this sanctuary is the primary owner's suite, where a private sunroom with windows on three sides creates the magical sensation of floating among the emerald canopy of the North Georgia forest. This dedicated meditation space is perfectly positioned to capture elevated, panoramic vistas of the lake below, offering a peaceful start to your day as the mist rises off the water. Inside, the home unfolds with an open floor plan defined by towering vaulted ceilings and rich wood finishes that glow under the natural light pouring through massive windows. The seamless flow from the updated kitchen to the living area makes hosting effortless, while the warmth of the stone fireplace anchors the room with classic mountain character. Beyond the interior, multiple levels of outdoor living space—including two expansive decks and a dedicated lake patio—provide endless opportunities for entertaining or quiet reflection. Whether you are seeking a lucrative investment with excellent rental potential or a permanent escape just minutes from the charm of downtown Blue Ridge, this fully furnished retreat is designed for those who want to live in harmony with nature without sacrificing modern comfort. Reach out to schedule your private tour and witness the permanent beauty of this lakeside escape for yourself!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Ellijay Elementary SchoolGrades PK-59.8 mi
7/10
Clear Creek Middle SchoolGrades 6-814.5 mi
7/10
Gilmer High SchoolGrades 9-1211.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1997

Materials

  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet,Cabin,Country
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Dishwasher,Washer,Dryer,Freezer
  • Laundry features: Main Level,Laundry Closet

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Wood
  • Window features: Wood Frames
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,112
  • Total interior livable area: 1,112 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 3104A 034

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Screened,Front Porch,Deck,Wrap Around
  • Exterior features: Private Yard,Fire Pit,Dock
  • Has view: Yes
  • View description: Mountain(s),Seasonal,Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Small Lake/Pond,Pond
  • Frontage type: Small Lake/Pond
  • Topography of land: Sloping,Steep,Wooded

Lot

  • Lot size: 0.92 Acres

Parking

  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Landslide
Strong Wind
Hail
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$259$3,108
Property Taxes $598$7,176
Electricity $219$2,637
Total$3,730$44,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,885/yr
40% on housing$111,900/yr
45% on housing$99,466/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$472This listing

vs Other Active Listings

Avg $/sqft

ZIP 30513$292
Gilmer County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 30513
Gilmer County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$525,000
2026-04-12Pending sale$525,000
2026-04-10Listed for sale$525,000
2024-07-31Listing removed$650,000
2022-08-19Listing removed--
2022-03-30Listed for sale$650,000
2022-03-03Pending sale$650,000
2022-02-24Listed for sale$650,000
2021-10-21Listing removed$575,000
2021-04-21Listed for sale$575,000
2020-07-31Sold$269,000
2016-11-18Sold$160,000

For Sale by Agent

AgentTracy Krohn
BrokerageKeller Williams Elevate

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